You don't have to repair the damage, you could just pocket the money and drive around a busted up car.
As long as the insurance company makes the check out to you yes. You also have all the rights to do whatever you want with the money. Meaning that you can go to Disneyland or buy a new TV. It is your money to do what you wish with it.
As long as it is their fault you can go after their insurance.
Its all up to the insurance companys.
Car insurance, depending on the policy, will pay for car repairs in an accident only. However, if you are looking for insurance that takes care of basic maintenance fixes, those policies are rare and end up being costly in the long-run. In some cases, some repair shops do offer financing plans for repairs or any services, which could be helpful if you need assistance in paying for repairs.
Receiving car insurance can be slow or fast, it all depends on your type of insurance and your plan. Getting car insurance from Canada could take as long as a week or 15 minutes.
Whether you have to pay a deductible for vandalism on your insurance policy depends on the terms of your specific policy. Some policies have a separate deductible for vandalism, while others may waive the deductible for this type of claim. Check your policy documents or contact your insurance provider to determine if a deductible applies in your situation.
I assume PHH is your Mortgage company. They will not endorse the check until the work is done. If they endorse it you could spend the money and never have the repairs done. The way to fix this issue is to have the insurance company make out the check to you and the contractor of your choice and you. This guarantees the work is done and protects the mortgagee. There are several laws demanding protection for banks and mortgagees in these cases so the insurance carrier has to be sure the work is done. Another alternative is to pay for it yourself, provide proof of the repairs and proof you paid, then PHH will endorse the check to you afterward.
my mother pased away on 4/28 and the funeral home filed her life insurance on the 29 or 30 how long does that take to receive a check for life insurance
Usually within sixty days after receiving the death certificate.
It depends on the type of loss.
You will have to check your home owner's policy. It is a contract that you have with the insurance company and will specify how long you have to file a claim.
There are several companies that offer long-term life insurance. In most cases, unless you are receiving it through a job, you have to apply. Applying online is simple and you can receive several different quotes. Metlife and AARP are two long term life insurance companies to help get you started.