Want this question answered?
You only need to report it if you are expecting some compensation.,
No.
We typically contact our insurance company and report the accident and the circumstances. That way the insurance company can pay the bills for you.Answerthe insurance company raises your rates and pay a deductable
never, even in the case the accident falls under a certain limit you should report the accident to allow your insurance company to protect you and itself.
You call your insurance company and report it. if the accident is your fault, with very minor damage, you would be better off paying for the damages yourself, rather than telling your insurance company and having your rates go up.
Call the police and get a police report. Call your insurance company and report it to them asap.
If the other party is refusing to call their insurance company - then you should call their insurance company and file the claim.
When you are involved in an accident involving injury or property damage, you need to report it to your agent, broker, or insurance company within seven days, regardless of who is at fault. If you are unable to report it within seven days, report it as soon as possible after that. If you don't report your accident within a reasonable amount of time, your insurance company may not have to honour your claim. http://www.fsco.gov.on.ca/english/insurance/auto/after_auto_accident_ENG.pdf
It is good to tell your insurance company within 24 hours of the accident. This way you can receive money from your insurance company soon so you can get your car fixed.
You can still report the accident to the insurance company and collect for damages. The Police will most likely not take a report. You would have to call them to verify that though.
The Accident report should provide vivid description of the incident with timing, location along with a handwritten sketch,corroborating with the Police Report and Surveyor's Report.
IMMEDIATELY, your policy will say, ''you must promptly report all accidents''