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How long do you have to wait to apply for a credit card if you filed for bankruptcy?

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2011-07-20 18:32:54
2011-07-20 18:32:54

you would most likely have to wait for a few years until your credit can start to steadily go up again.

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When you have filed Bankruptcy.


After bankruptcy one has to rebuild their credit rating. If or how fast one will get a new credit card depends on the issuing company. Alternatively one can apply for a pre-paid credit card.


The bankruptcy will appear on their credit if you include this card in your bankruptcy. If you leave the card off the bankruptcy, it will not effect their credit.



To get credit cards after bankruptcy you can apply to credit companies that you haven't had previous experience with or go with your old company and get a card with a lower limit on it.


No, however once you have completed the 1 year term of bankruptcy you can then apply for a pre-paid credit card to begin rebuilding your credit.


"Whether a debtor keeps credit cards after filing bankruptcy is up to the credit card company. If you are discharging a credit card they will cancel the card unless you reaffirm the debt. Even if you have a zero balance the credit card company might cancel the card."


When in bankruptcy it is not possible to have a credit card. Once the terms of the bankruptcy have been met, some credit card companies will consider issuing a credit card to some people.


Nothing. You bought - and received - a product or service. You charged it, which means the merchant was paid by your credit card company. Your debt is now to the credit card company, and you owe it whether the merchant is in business or not.


There isn't a set amount of time that one needs to wait to apply for credit after filing bankruptcy. Some experts actually suggest that one tries right away to obtain a credit card. Keeping the balance low and paying a percentage every month without fully paying off the debt will help rebuild damaged credit.


Filing bankruptcy does not remove a charge off report from a credit card on your credit report. It just adds bankruptcy to your credit report.


Good for you! More people should cut up their credit cards and learn to live within their means.


Once your bankruptcy has been dismissed, you can apply for and receive new credit. It is not recommended but many people do get new credit cards after filing. Usually a company included in a bankruptcy will not extend credit to you again.


You can apply for a credit card immediately after filing for bankruptcy. You are more likely to receive a secured credit card after filing however. If you can wait 6-12 months after filing, you will have a better chance of receiving a positive response.


When going into bankruptcy, your credit card accounts will be cancelled as a result, so you will NEVER be able to use your credit cards if you go into bankruptcy. Depending on the type of bankruptcy, you will be able to apply for new credit cards (and other loans) after seven (7) or ten (10) years.


It is possible to recover from a bankruptcy. You should start by getting a secured credit card to rebuild credit. After about seven years you should be able to find a standard credit card that will allow you to get a card.


There are numerous ways to apply for a credit card. One can visit the the websites for banks and apply online for their credit card. One can also call the credit card company they wish to apply for and apply over the phone or have them mail them the application.


Yes. Unpaid accounts with a company that has filed for bankruptcy are still collectible. Outstanding accounts become part of the bankruptcy proceedings.


Ehow.com has an article on how to apply for a credit card. Also check any credit card companies you want to apply for a credit card with and look at their rates before considering applying.


NO... the debt remains on file with the creditor. If you apply for credit at a later date (after the bankruptcy has been resolved) - your history will still be available to anyone who does a credit search on your name. Creditors can still come after you for their money if you re-start a credit account.


You can declare bankruptcy due to credit card debts, yes.


A person can apply for a credit card in Canada by inquiring about credit card services which can be gotten around Canada and can be payed for by another credit card service.


The way to apply for any credit card including a platinum credit card would be to go to the website and apply. You need a stable job and good credit too.


Once you know where to go, it is not hard to apply for an MBNA credit card. Apply for an MBNA credit card at their website or call 0800 068 8788 to apply.


It's very easy to get Credit Card in india go nearest bank branch and apply for credit card and get your credit card. You can also apply online for credit cards and get instant credit card.



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