Yes. Unpaid accounts with a company that has filed for bankruptcy are still collectible. Outstanding accounts become part of the bankruptcy proceedings.
If you have a bad credit history, you can still avail of credit card applications. It depends on the company. Sometimes, you have to fix your credit card history before you can apply for a new one.
If it isn't on your credit report, the credit card company still has hopes of you paying it off. When they see that isn't going to happen, you can bet your butt that it WILL be on your credit report.
Call your credit card company and inquire. If you can not get through, cancel the card.
No, you can not give credit that you have to someone else. You can loan someone money or your credit card, but you are still responsible for paying the credit card company back.
No, a company can not charge a credit card without permission. This violation should be reported immediately to your credit card company.
If you have a bad credit history, you can still avail of credit card applications. It depends on the company. Sometimes, you have to fix your credit card history before you can apply for a new one.
If it isn't on your credit report, the credit card company still has hopes of you paying it off. When they see that isn't going to happen, you can bet your butt that it WILL be on your credit report.
The bank will keep sending you reminders, but if you still refuse to pay, then the bank or credit card company will take you to court, and then if you cannot pay them in money, they will repossess items from you to the value that you owe. Or if you still cannot do that, then you may be declared bankrupt, all debts written off, but obtaining any credit in the future (credit cards, mortgages, loands) will prove extremely difficult, nay impossible.
Call your credit card company and inquire. If you can not get through, cancel the card.
No, you can not give credit that you have to someone else. You can loan someone money or your credit card, but you are still responsible for paying the credit card company back.
American Express credit card company offers easy terms for getting a credit card, they offer fast customer service. They are known to pay merchants slow but is still a popular card to use.
Notify them that the credit card was stolen to the credit card company and dispute all the charges on the credit card. You would also have to file a police report if the credit card was stolen. The credit card company must investigate the charges.
No, a company can not charge a credit card without permission. This violation should be reported immediately to your credit card company.
The credit card company has no obligation to reimburse or dismiss charges on the account unless indentity fraud is involved. A case where the card or card info was stolen and used without the knowledge of the holder. If the card holder knew the card was used fraudlently and did not report it in a timely manner, the company is still not legally obligated.
Sure they can. Inactive means it hasn't been used for a while, but it is still a valid account.
You still can own a credit card without credit or a poor credit score. Many companies will offer you a prepaid credit card. Simply make a deposit to the credit card company and begin charging on your new credit card up to the amount of your downpayment. Pay your balance like you normally would as with any regular credit card. In most cases, the credit card company will refund your downpayment after you have been in good standing for a certain period of time. You will continue to charge on your card, but it is now an unsecured line of credit.
you are still liable to pay what you owe