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you can place a stop payment on a check right after you write the check if you want to pay the fee

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Q: How long do you have to wait to stop payment on a check that has not been cashed?
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If a check is issued to A B and C can A alone deposit the check in his own bank account only?

Yes. As long as the check is not being cashed, the bank can stamp the check and deposit it.


Do you have the right to stop payment on post dated checks in tx if you can prove fraudulent misrepresentation is?

Where you are located doesn't matter. This depends on the agreement you have with your bank or credit union (who ever issues your checks). Think back to that thick booklet of paperwork you got when you first signed up for the account. Inside it, it will mention the fees and procedures for stopping payment of a check. Most likely you can stop payment on any check for any reason, as long as it hasn't already been cashed. There is usually like a $20-$30 fee and the stop payment may last for up to 1 year. Meaning that the bank will not pay the check if it's cashed within the year. After the year it could be paid, or you would have to place another stop payment. Also some banks mark checks expired after a certain period of time, so if your bank expires checks after a year and your stop payment lasts for a year then you're good to go. Now keep in mind that just because the check has been stopped, you may still be subject to a debt to the person you wrote the check to. They could take you to collections or sue you. That's a separate situation. Hope this helps!


If cashed a cashier check at the bank when can you get your full amount you deposit?

how long it take to receive your money from the cashier check you deposit in bank of America bank


Can you stop payment without a check number?

Yes you can, as long as you have the date on the check, the payee and the amount of the check.


Can you stop payment on any check?

As long as the check isn't submitted for payment yet, you can issue the stop payment request. But, if the check is already paid the bank will not accept the stop payment. A point to note is that, the person to whom you gave the check can prosecute you legally for doing so because he wont get paid for the check.


Why does it take that long for a cheque to clear?

In the USA, there is no centralized or even unified check clearing process; clearing time varies according to on which bank a check is issued and at what bank it is cashed or deposited.


Where can you cash a bank of new york mellon check?

A Bank of New York Mellon check can be cashed at any bank, as long as you have proper ID. Some banks may charge a fee to cash the check.


Who can stop payment of a cheque?

The person who issued the cheque can issue the stop payment on the cheque. As long as the check isn't submitted for payment yet, you can issue the stop payment request. But, if the check is already paid the bank will not accept the stop payment. A point to note is that, the person to whom you gave the check can prosecute you legally for doing so because he wont get paid for the check


What do you do when you lose a signed check?

Call the bank, immediately (if not sooner) and place a Stop Payment on the check number. This will require you to pay a fee to the bank for this process, but it will be cheaper in the long run just for your own peace of mind. If the check is then presented for payment, the computer systems will "flag" that check and prohibit payment to whomever is presenting it for payment.


Is it legal to stop payment on a check that is going to overdraw your account?

It is legal to do so as long as the reason for writing the check in the first place was not fraudulent, and as long as you promptly take other means to make good on the payment.


You lost your refund check how do you get a new one?

Call the IRS at 1-800-829-1040. They will be able to trace the check to make sure that it wasn't cashed and if they can verify that it was not, they will mail you a new one. If your check WAS cashed, you will have to fill out a long form (about 8 pages) regarding the incident and certifying, under penalty of perjury, that you did not cash the check. That happened to a friend of mine, mail was mis-delivered and we think the neighbor cashed it....it was a long process, but she did eventually get a replacement check.


How long does it take a check to go through?

Two to three working days. However, the bank may hold the funds up to a week on a deposit. If you write a check, it may be cashed out that same day.