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Q: How long do you legally have to change your insurance coverage if you purchase a new car or boat in South Carolina?
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How long do you legally have to change your insurance coverage if you purchase a new car in South Carolina?

Contact your agent, and they will be able to tell you.


Should I purchase insurance when I travel for business?

Depending on your needs and financial situation, business travel insurance should be considered for your business trips. Many travel insurance companies have business specific coverage, but you are not legally obliged to purchase travel insurance.


Are you legally required to purchase insurance for your boat in New Jersey?

No, it is not legally required that you purchase insurance for your boat in New Jersey. It is a good idea to have boat insurance in case of an accident.


How long do you legally have to change your current insurance coverage if you purchase a new car?

You need to have it changed as soon as the deal is final, and all the paperwork is done. Don't drive anywhere without contacting your insurance company.


Can I bring my truck to Mexico?

Providing it is legally registered in this country (U.S.) AND you apply for the proper insurance coverage from a Mexican Insurance Co.


If you have full coverage auto insurance and am driving a friend's car who doesn't have insurance and you get a no insurance citation who is responsible for this citation?

the owner of the vehicle is responsible for the ticket. he/she/they are legally required to at least have the minimum liability coverage your state requires.


Do you legally need boat insurance to take a boat out on the water?

Yes, you do legally need boat insurance in case you get into an accident. make sure you have the right amount of coverage to cover you for any liability and loss.


When your company offers health insurance are you required by law to have health coverage to work Do you have to opt in?

If you are required by law to carry insurance, you can either have it through the employer or provide your own. They cannot legally force you to opt in to their coverage.


If father is legally responsible to maintain health insurance for children but drops coverage what is mother's recourse?

Take him back to court.


How old do you have to be to get comprehensive car insurance that covers you to drive other peoples cars?

As long as you are old enough to legally drive you may get any coverage you wish. However not all insurance companies offer this coverage. One more thing... this coverage you are asking about is referred to as permissive use.


What if your legally parked car is hit but it is not covered by collision?

You have to hope the guy who hit it offer up his liability coverage. You might consider broader Auto Insurance Coverage in the future when you can afford it.


Three Tips on Getting Cheap Auto Insurance in South Carolina?

In South Carolina, auto insurance is compulsory. You must purchase a policy that provides at least the minimum limits required under South Carolina's financial responsibility laws in order to legally drive or even register your car. Although auto insurance can be expensive in this state, there are three simple steps you can take to obtain the cheapest coverage possible.Assess Your Coverage NeedsBy properly assessing your coverage needs, you can avoid paying for coverages that do not provide you with valuable protection. For example, South Carolina permits insurance companies to offer comprehensive and collision coverages, which pay for repairs to your car after an accident. Although these coverages may be important if you drive a newer car, they might not make sense if you have an older car with a low resale value.Similarly, most South Carolina car insurance companies offer towing coverage, which pays for the cost of towing your car to a repair shop if it breaks down. This coverage may not provide significant value to you if you maintain a membership with an auto club that offers towing services.Keep in mind that liability coverage is not optional in South Carolina. All drivers must carry this coverage, which is designed to pay for damages and injuries sustained by others if you cause a traffic accident.Obtain Multiple QuotesIn South Carolina, insurance companies can each set their own rates. As a result, one company might offer the coverage you need at a lower price than another company. Obtaining quotes from multiple insurance companies, whether through an independent agent or a website, can help you find the cheapest rates for your car insurance coverage.Inquire About Policy DiscountsInsurance companies in South Carolina use discounts to attract new customers and retain existing policyholders. Ask your agent about available discounts that can help lower your auto insurance premium costs.You might receive a discount if you have an anti-theft device installed in your car. The amount of the discount varies; however, it is usually between 5 and 10 percent. You might also obtain a discount if you pay your policy in full at the beginning of each policy term, instead of opting for monthly premium payments.