Boat Insurance

In most countries, boat insurance is a requirement for marine, pleasure, and commercial watercraft. Depending on the coverage, the insurance protects the owner of the craft from any loss or liability arising from accidents, theft, or other events.

643 Questions
Insurance
Boat Insurance

Is boating insurance in Michigan no-fault?

Insurance laws and costs vary widely from place to place.

Your Best source of information for your state would be local Insurance Agent.

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Boat Insurance

What is meant by third party liability in marine insurance?

A person other than the parties to a liability policy (i.e., not the insurer nor the policyholder) is a third party.

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Boat Insurance

Where can you get boat insurance quotes?

Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance companies and agents, rate quotes and comparisons, insurance buying tips, claims filing information and much more. The links below provide additional state contact information for specific issues.

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Boat Insurance

Is boat insurance mandatory is South Carolina?

Yes it is, liability will be required, or a bond must be issued to you in lieu of an insurance policy.

You'll have to check with your department of motor vehicles where you register the boat. You do have to have a title and registration for boat and trailer because of them being on the roads. If you find that you need an insurance policy you can get a quote from United Marine Underwriters. They are one of the largest companies providing boat, and personal watercraft insurance.

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Boat Insurance

What happens if you make fake accounts?

jayeshil is stronger because siddharth can fight with emotion and jayeshil can fight with brain

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Boat Insurance

What happens when a boat is written off by an insurance company?

When a boat is written off, it becomes salvaged, usually it is destroyed to prevent further liability.

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Boat Insurance
Northern Ireland

Is boat insurance mandatory in Northern Ireland for a 17' speed boat?

Third party insurance is mandatory on all waters controlled by British Waterways, who will not issue a licence until they have received proof of insurance.

On coastal waters and other stretches of water not controlled by British Waterways there is no such restriction, however most harbour authorities and the like will not allow you to use their facilities if you do not have liability cover.

In my opinion, you would be well advised to obtain a minimum of �2,000,000 worth of liability cover before using your boat. Its not worth the risk, if an accident should occur. Why not visit www.noblemarine.co.uk for further advice and to obtain a quote for your insurance.

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Boat Insurance

Is boat insurance required in Canada?

No. most insurance companies actually will put your boat on your house insurance believe it or not. Some companies still put it on the car but they are just trying to get more money out of you.

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Insurance
Cars & Vehicles
Auto Insurance
Boat Insurance

What is the progressive auto insurance company 5 digit code for Florida?

The company code is 10192

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Boat Insurance

What does boat insurance cover?

Boat Insurance can cover:

  • The agreed value of your boat,
  • The motor and hull
  • Personal Property (cellphones, TVs, etc)
  • Protection against uninsured boaters
  • Tow Coverage
  • Wreck removal/salvage
  • The Trailer
  • Personal Injury (yourself and those on board)
  • General Liability
  • Weather Damage
  • Spill Coverage
  • communication devices
  • docking fenders

Be sure to talk to a boat insurance specialist to figure out exactly what you need.

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Insurance
Boat Insurance

How long do you legally have to change your insurance coverage if you purchase a new car in South Carolina?

Contact your agent, and they will be able to tell you.

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Boat Insurance

If there are 3 owners on a boat title do all have to be party to the boat insurance policy?

This answer can vary according to insurance compoanies, generally it is required that all parties with an Ownership interest be on a policy. When it comes to boats it is generally not viewed as a good thing to have more than one owner (excluding husband and wife)so you maybe looking at fewer companies that will accpet you or an added surcharge.

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Boat Insurance

Is boat insurance mandantory in nc?

Contact your states dept. of insurance, if not mandatory, (if a lien on it most certainly the lien holder would require it), would still be wise to carry at least liablity.

No, its not required by law, in most states. You'll have to check with your department of motor vehicles where you register the boat. You do have to have a title and registration for boat and trailer because of them being on the roads. If you find that you need an insurance policy you can get a quote

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Boat Insurance

Is boat insurance required in Ohio?

No

liability insurance is not mandatory for boating in Ohio, it is a good idea to have liability insurance to tide over troubles if you or someone operating your boat is involved in a boating accident.

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Boat Insurance

Is boat insurance mandatory in Georgia?

Georgia does not require boat insurance Its not required by law, in most states. You'll have to check with your department of motor vehicles where you register the boat. You do have to have a title and registration for boat and trailer because of them being on the roads. If you find that you need an insurance policy you can get a quote

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Boat Insurance

How expensive is boat insurance?

Boat insurance is not hard to get as anyone who writes home or auto can write this for you. The cost will be based on your deductible and how expensive the boat is and where it will be stored.

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Boat Insurance
Boats and Watercraft

In Louisiana if a boat is insured can someone other than the policy holder operate the boat without the policy holder with them?

One would think so...just like a car. Because insurance laws and costs vary state to state, you should call your agent.

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Boat Insurance
Liability Insurance
Bin Weevils

Can you still play on the old binweevils?

No you cant, the only binweevils you can get on is the one we have now. but if you want to play the old one we r truly sorry. the one we have got now is better even though u think it is not.

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Boat Insurance

Is it legally required to purchase insurance for your boat?

No, its not required by law, in most states. You'll have to check with your department of motor vehicles where you register the boat. You do have to have a title and registration for boat and trailer because of them being on the roads.

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Boat Insurance

Do you need boat insurance for small boat that gets out only 2-3 times a year on a deserted lake and the rest of time it's locked-up in your home garage and the risk of insurable event is about zero?

If you dont carry insurance you are open to a lawsuit that could possibly take away your lake house and every house you own. You leave yourself open to that. You may be able to notify the insurance company when you plan to use it and save some money. Keep in mind, anything can happen in this world. A hiker may be swimming, a parachuter may be off course, a plane may crash and your trying to save people in your boat, and someone gets hurt getting in, or run over, or any number or terrible things that could happen.

For the Little amount of money it cost to insure a seasonal boat it is well worth it

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Boat Insurance

Is boat insurance required in Texas for jet skis?

yes

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Boat Insurance

Is insurance a requirement for your boat in the state of Georgia?

I would think you would want minimally liablity, but contact your states dept. of insurance for the answer.

Its not required by law, in most states. You'll have to check with your department of motor vehicles where you register the boat. You do have to have a title and registration for boat and trailer because of them being on the roads. If you find that you need an insurance policy you can get a quote

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Boat Insurance

Where can you get commercial insurance for a start up business hauling newly manufactured boats?

It depends on what type of 'rig' you are going to use. If you are going to use a 3500 style 1-ton pick-up truck, insurance is harder to find, and more expensive. These are often called "Hotshot Rigs." If you use a truck (built mainly to pull or haul), then it is easier to find insurance. You have to find a firm that will insure your radius of operation. You will also need liability coverage of no less than $750,000.00 and you will need cargo insurance; of which the boat manufacturer will tell you what they want you to have. You might also need to have General Liability of $1 million. Most cargo insurance costs $750.00 for every $25,000.00 of cargo insurance. So, $100,000.00 of cargo insurance will generally cost you $3000.00/year. You can get deductibles of perhaps $1000.00, which may lower your cargo insurance costs. If you finance the 'rig' you are going to have to have physical damage insurance. Check local firms, but you must state that you have a haul-for-hire business. You will also need a DOT number, and the DOT dictates the liability levels of insurance to protect the general public. Also, do you have a CDL (Commercial Driver's License) or do you need one for the kind of rig you are using? Check with the DOT. And you have to keep a driver's log daily, and have a medical card to go with your license. If you can meet the requirements set by the DOT, and you can make money...great. But do not cut rates to get the business, as that's a sure way to be out of business shortly. Transportation can be highly competitive, so be careful.
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Boat Insurance

How is insurance obtained on a boat being borrowed for 3 weeks from a friend?

Because insurance laws and costs vary state to state, you should call your agent. Added... You should check with the current insurance company. You are probably going to be unable to purchase insurance on something that does not belong to you in the traditional sense. You might have to insure through a speciality company. See a insurance professional...

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Insurance
Boat Insurance
Liability Insurance
Boats and Watercraft

Is watercraft liability insurance mandatory in Georgia?

Usually you have to have insurance if you're craft can go around 40MPH, the exact speed is varies state to state. If you do any charter boating, then you must have insurance (because it's a business). What will probably get you more than anything is that most Marinas require you to have liability. The easiest way to get more exact information would be to contact a boat insurance specialist, which you can search for on Google (I'd recommend United Marine Underwriters).

But more importantly I highly recommend getting boat insurance whether Texas requires it or not. Way too many things can happen to your boat, from weather to an accident, to someone one your boat injuring themselves, and you don't want that on your head. Good Luck and hope you're out on the water soon!

Call and ask an agent!

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