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7 years + 180 days from date of first delinquency.

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Q: How long does a foreclosure stay on your credit report and affect it?
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How long does a foreclosure stay on your credit report?

A foreclosure will typically remain on your credit report for seven years.


How long does foreclosure stay on your credit report?

A foreclosure will typically remain on your credit report for seven years.


How long will a foreclosure be on your credit report and how will it effect your credit score?

A foreclosure can stay on your credit report for over ten years. It will have a significant and negative impact on your score.


How long does a foreclosure initiated stay on your credit?

Foreclosures remain on your report for 7 years. It is difficult to get a foreclosure removed.


How long is your credit affected after a foreclosure?

Usually a foreclosure will lower a person's credit score by 250 points, and sometimes by as many as 280 points. The foreclosure stays on a person's credit report for seven years.


How long does foreclosure stay on credit report?

Credit reporting requirments means it will be listed for 7 years.


How long will my foreclosure stay on my credit report?

A foreclosure remains for a minimum of 7 years. In some states, it can legally remain for longer.


How long will your credit be affected with a deed in lieu of foreclosure?

The item will remain on your report for 7 years.


How long does an auto repossession and a home foreclosure after stay on your credit report?

NOTICE OF DROPPING PARTY DEFENDANT


How long will it affect your credit if you stop making payments on your ex wife's mortgage and the house is in foreclosure?

A foreclosure will show on your credit for seven years from the date of last activity. The federal statue of limitations is also seven years for the legal notice of foreclosure in the public records portion of your credit report. There may be other state laws which extend this statue of limitations. The Fair Credit Reporting Act is worded "...whichever is longer..."


How long will a bank foreclosure stay on my credit report?

It will stay on your credit for a few years. Not more than 10 years and not less than 4. Generally, data drops of your credit report after 7 years.


How long do foreclosures stay on your credit report?

The Fair Credit Reporting Act allows the legal action of foreclosure to remain for 7 years from the date of filing.