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The amount of time a bankruptcy stays on your credit report after discharge differs between Chapter 7 and Chapter 13 Bankruptcy. With Chapter 7 bankruptcy, the Chapter 7 stays on your credit report for 10 years. Chapter 13 bankruptcy, after discharge, it shows for 7 years on your credit report.

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โˆ™ 2011-05-06 14:56:17
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Q: How long does it take after a bankruptcy is discharged to show on your credit report?
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Related questions

How long does a discharged Bankruptcy stay on credit report in California?

12 yr


How long will a bankruptcy dismissal stay on your credit?

seven years It is irrelevant whether the bankruptcy is discharged or dismissed when it pertains to the time it is recorded on the credit report, the time limit is ten years.


If a bankruptcy was discharged in 1993 does it automatically come off of your credit report and how long after What if it's still on your report?

Bankruptcy can stay on your credit report for up to 10 years. If you obtain the credit report directly from the credit reporting agency (ie. Equifax, Transunion, Experion) the report will provide you with directions on how to dispute the information.


How long does it take for the accounts to come off your credit report after being discharged from bankruptcy chapter seven?

Never


How long does a dismissed ch 13 stay on a credit report?

A chapter 13 Bankruptcy, dismissed, discharged, or otherwise, stays on your credit report for 7 years from the date it was filed.


Your bankruptcy was discharged in 2002 how long does it stay on your credit report?

They go by when it was filed--not discharged. Legally, the answer is 10 years from filing; however, some credit bureaus remove Chapter 13 after 7 years.


How long after a chapter 13 has been discharged can you apply for credit?

Between five (5) and six (6) years, depending on how long it took to discharge the chapter 13 bankruptcy. Generally a total of ten (10) years after the bankruptcy appears on your credit report is required before applying for prime credit. The average chapter 13 takes 4-5 years to be discharged, leaving about 5 years of having the bankruptcy still on your credit report.


How long does a judgment discharged in bankruptcy stay on credit report?

Most 7 to 10 yrs. 7 for chp.13 10 for chp.7


How long does a discharged bankruptcy remain on a credit report?

Accounts stay on your credit history for seven years. Bankruptcies stay on for ten. * New bankruptcy reform laws have no bearing on credit reportage. A discharged chapter 7 or 13 remain on the report for 10 years from discharge date. A dismissed chapter 7 remains for 10 years and a dismissed chapter 13 remains for 7 years.


Dismissed chapter 7 bankruptcy How long does it stay on your credit report?

it can stay on your credit report for as long as 10 years.


How long will a dismissed bankruptcy stay on your credit?

:A bankruptcy under chapter 7 or 11, or a non-discharged or dismissed chapter 13 bankruptcy generally remains on your credit file for 10 years from the date filed. A discharged chapter 13 bankruptcy generally remains on your credit file for 7 years from the date filed.


How long does chapter 13 bankruptcy stay on credit report?

Bankruptcy filings typically stay on a debtor's credit report for 10 years.


How long will your bankruptcy stay on my credit if it was discharged in 2001?

10 years from discharge


In Maryland how long does a bankruptcy stay on your credit report?

Chapter 7 will stay on your credit report for 10 years from the date bankruptcy was filed. Chapter 13 typically stays on your credit report for 7 years from the date the bankruptcy was filed, however, can remain on your credit report for 10 years.


How long does a bankruptcy stay on a credit report?

Ten years from the date of discharge.


How long does a business bankruptcy stay on credit report?

A business bankruptcy is visible on a business credit report for approximately 10 years.


Your bankruptcy discharged on 2003 in pa how long it stay on your credit report?

10 years here in my state. Between 7-10 in most states - check with local law to find out.


How long does a bankruptcy stay on your credit report in ms?

A bankruptcy usually stays on your credit report for 7 years. If you forgetadebt on the bankruptcy petition, it may may be 7 years from the time the bankruptcy petition was amended, but otherwise it is from the time the bankruptcy became file.


How long does bankruptcy stay on your credit in NC?

It stays on your credit report for 10 years in every state. Bankruptcy is a federal procedure.


How long is bankruptcy on credit report in Ohio?

10 years


How long will a bankruptcy stay on your credit report?

In most cases 7 years.


How long does a chapter 7 bankruptcy stay on your credit report in the state of California?

Filing for bankruptcy can have a lasting effect on your credit and that can cause some difficulties in getting any type of credit. Unfortunately, bankruptcy stays on your credit report for 7-10 years, after which time it is on your to work to get credit back!


If you and your husband recently had your Chapter 7 bankruptcy discharged how long will it take to reflect on your credit report score?

10 years before the Chapter 7 is removed. It will decrease your scores dramatically to 400s to 500s.


How long will a bankruptcy stay on credit report in Illinois?

Bankruptcy can stay on your credit report for 10 years. For more information about debt and bankruptcy, it is best to consult with an attorney. They can provide a complete picture of the benefits and negatives of filing for bankruptcy.


How long will bankruptcy affect credit score?

Bankruptcy will always be on your credit scoring record. After the bankruptcy is discharged it will have a less negative effect, and then after 6 years it is supposed to be considered done with and you get get a mortgage, loans etc. However, having a bankruptcy on your record will always have some negative effect even after the 6 years are up. Bankruptcies are maintained on a credit report for at least 10 years.

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