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How long does it take a bank to return a check

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Q: How long does it take for a bank to return a check that went into the wrong account?
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What does refer to maker mean on a check returned to a bank account?

This is a generic answer banking institutions like to use when they have a undetermined answer for a check return. Sometimes there may be a freeze on the account or suspected fraud.


How can you check your account balance in hbl bank?

i want check my accout of HBL bank


What determines whether a check is an out-of-state-check or not--is it the account holder's address or the bank's address?

The bank where the account was opened. Typically the bank address on the check.


What if I write a personal check and my account doesn't cover it will it still cash?

Your bank may choose to cash it, at their discretion, and assess a fee on your account which could be from $20-40 depending on your bank's fee schedule. Or, your bank may choose to return the check to the payee (whoever you wrote it to). In this circumstance, if the payee presents the check for payment at your bank, they will likely be told to return to you for an explanation of why they are unable to cash the check. But if they cash or deposit it at another bank and the check is returned unpaid, they will be charged a "returned item" fee by that bank and will probably be quite unhappy with you, and may even request that you pay the fee in addition to paying the check.


Do you need a bank account to cash a check?

No. Take the check to the bank that it is written on. Some banks will charge you a fee for cashing the check if you don't have an account with the bank, but they will cash the check.

Related questions

What does it mean when a check returned for insufficient funds results in a return check credit posting to your bank account?

It means that the bank has not yet upgraded your account so in a couple of days check your account again and it should be fixed


How can i file income tax return without bank account?

Just have the check mailed to you.


What does refer to maker mean on a check returned to a bank account?

This is a generic answer banking institutions like to use when they have a undetermined answer for a check return. Sometimes there may be a freeze on the account or suspected fraud.


Can you check your bank account balance?

I want to check my A/c


How can you check your account balance in hbl bank?

i want check my accout of HBL bank


Check sbi bank account info on mobile?

i want to my sbi bank account check


How do you check balance in account of maharashtra bank?

Yes we can check our balance in account of bank of maharashtra


What causes a check to bounce?

When the bank has not enough funds in the relevant account or the account holder requests that the cheque is bounced (under exceptional circumstances) then the bank will return the cheque to the account holder. The beneficiary of the cheque will have not been paid. This normally incurs a fee from the bank.


How can i check my Himalayan bank account?

You can check your bank account from Himalayan bank of Nepal by either visiting the bank and asking for the information or visit them online and enter your account number and password to access your account.


If a cashier's check was made out to the wrong party can you deposit it into your bank account?

Not unless it is made out to an account holder. The best and safest choice would be to take it back to the issuing bank or call that bank and find out what their policy is in such situations.


What determines whether a check is an out-of-state-check or not--is it the account holder's address or the bank's address?

The bank where the account was opened. Typically the bank address on the check.


How can you know if the account exist or not in this bank by account no?

go to bank and check