Not unless it is made out to an account holder. The best and safest choice would be to take it back to the issuing bank or call that bank and find out what their policy is in such situations.
Yes. Actually there is no rule stopping a third party from depositing money into a check account but, for doing that, the third party must know the account number into which they wish to deposit the cash. So, you must know the bank account number of the someone whose account you wish to deposit cash if you want to do that.
No. Actually there is no rule stopping a third party from depositing money into a check account but, for doing that, the third party must know the account number into which they wish to deposit the cash. So without knowing your bank account number, nobody can deposit any money into it.
No they will not. Most likely, a third party check is fraud
Not legally no. Since it's a two party check, both recipients are required to sign off before cashing the check
A two party check is a check which is made out to more than one party. To cash or deposit a two party check, the check must be endorsed by both partied that the check is written out to.
6 months
no
No they will not. Just tried
While personal checks and money orders are not guarranteed by banks, a cashiers check is. A cashiers check is written by a financial institution/bank on its own funds. The check is then signed by a representative of the financial institution/bank and made payable to a third-party. A cashier's check is secured, with the funds being guaranteed, because the amount of the check must first be deposited by the individual into the issuing institution's own account. The person or business to whom the check is made out will receive the funds no matter what.
No they will not if it is over $300.00
Anyone who has you bank details can deposit money into your account. Only YOU can withdraw it.
Assuming you try depositing a cashiers check from another bank into your bank account, it is unlikely to clear that same day. Even if your bank makes the funds available to you in a day or two, even that does not mean the check has necessarily cleared. I asked this question of an employee at a major bank at which I have an account (because I want to sell some large-ticket items for substantial amounts of money to a private party). She basically said, when the cashiers check actually clears depends on the bank that issued it. Even if your bank makes the funds available to you within a couple of days due to regulations imposed on them, the check may not actually clear (due to fraud or whatever). Your best bet is to physically visit the issuing bank, show them ID to prove who you are, and get them to cash the check immediately. They will then remove the funds from the account in question, and issue you a check from the bank directly. That new check will be essentially as good as cash.