Negative entries stay on your reports for 7 years + 180 days from the date of first delinquency that immediately preceded placement for collections and/or charge-off.
there is no way to get ac item from a moster/boss you have to buy
No, not unless you pay the full required payments without default, which is the same as paying for the card normally. Once you default on a payment your credit rating starts to drop.
Short Answer. Very damaging. I don't know the exact numbers for a charge-off but I do know that FICO recently revealed how their damage points work on some other items. For example, if you have 680 credit score and have a 30 day late payment, your score will drop 60 - 80 points. If your score if 780, it will drop 90 - 110 points. That's quite a bit. And I know that charge offs are viewed much worse.
You can call the lender and close that authorized user account. It no longer affects their credit anyway so there is no damage.
It will remove the available amount of credit from your total sum of available credit. Chances are if it was only a very small amount(like a $1,000.00 or less) it won't make a difference. However if it was a larger amount that will reduce your available credit ratio/vs debt, that could drop your score. Check out EQUIFAX.com for an educated info on most or all credit score etc questions.
Depends on what they are. If they are derogatory items, then dropping off will raise your score. If they are positive items (e.g.- an account in good standing), then they will lower your score.
to get items by drop you have to just battle monsters till you get the drop
To drop items, you go to your inventory, right click on the item you want to drop, then use the drop command.
your credit rating will drop
It doesn't affect it at all.
when you pay it.
kill them!
Not by receiving credit. However, when a number of organizations keep looking into your credit, it does lower the score slightly.
There are many factors in credit scoring. Closing an account should not make it drop in score. Especially if it is a small amount of credit available.
No one really knows how many points your credit sore will drop in this case. There are many variable to this matter. No one really knows how many points your credit sore will drop in this case. There are many variable to this matter. No one really knows how many points your credit sore will drop in this case. There are many variable to this matter.
No, but it will if any of them decide not to lend to you.
You press ctrl-w