As long as you have the title that he signed off of it and you signed on and you have insurance on the vehicle it will be covered.
Usually an insurance company will declare a car totaled before salvaging it. Usually they will know what to do with the car after taking initial photos and if need be pay a shop to look over internal damages if any. How long this takes is how long it takes for the shop to tear apart your car. Typically there is no "time limit" associated as far as a car sitting in a shop is concerned, but for me when I totaled my car the insurance took about 2 weeks to figure it out.
There are a number of Canadian insurance companies that deal in long term insurance. Two of the better known companies include Senior Years and Manulife.
insurance is insurance as long as it wasn't done to profit the owner/ yes you are covered
Check your policy. I'd expect that as long as the totaled car was covered on the date of the crash that totaled it, you'd be covered - after all, if you weren't going to replace the car, would they expect you to keep paying at all? BUT, that all said, it's really your policy that will tell you the answer. Any insurance policy is a contract between you and your insurance company, and anything they say in the contract - that's the way it is.
Depends on what insurance company it is.
If you have comprehensive and collision the insurance company covers your car for loss. Unfortunately, most people don't have comp & collision after the car is paid off. If the bank still has an interest in the car, they will make demand of the insurance company and the BANK will be paid first. After that, if any money is left over you might get a check.
Your question is unclear. Did the insurance company declaire the car that was insured was a total loss. After that they would pay you for the entire value of the vehicle and keep the car since they paid you for it. The insurance company can then sell the damaged vehicle at an auction and make up for some of the loss or they can let the insured keep it and deduct the value from the claim settlement. I am an insurance agent but not a claims adjuster. Your questions is indeed unclear but I am assuming your car got totaled and they paid you less, as though it was a totaled vehicle to start with. They might know something you don't. If you purchased the car in the last 18 months from a dealer or person who gave you a clean title, the car may have in fact already been totaled but they decided to not file a claim and instead fixed it themselves at a cheaper cost and passed the car (and clean title) on to you. Meanwhile, the insurance company might have totaled the car and reported it as such. Or, the car was totaled in another state, moved to your state (a process called titled washing) and got a clean title for the short term, long enough to resell the car with a "clean title" even though it was totaled. When you renew your registration the title will come up salvage. Did you run a Carfax on this car prior to purchase?
You need to have it changed as soon as the deal is final, and all the paperwork is done. Don't drive anywhere without contacting your insurance company.
Depends on your insurance company's policy.
No. You will only get "insurance" from an insurance company.
Equitable Life Insurance is an insurance company that has been around for a very long time but for your information they are still around and one of the largest life insurance carriers in the world.
You would not have to report this to the police as long as there was no property damage. However, if you have collision insurance and want to collect on the policy you must report it to your insurance company.
The services that the company Bankers Life and Casualty Insurance offers is mostly insurance. Some of the insurance they offer are life insurance, long term care insurance and annuities.
If hit a tree and damaged my auto, how long do I have to report it to my insurance company?
An insurance adjuster is an expert who works for consumers to settle their insurance claims. They take care of all the time consuming and intricate documentation and get a fair deal for clients from the insurance company. Appointed by insurance companies, the adjuster also prevents deceitful and unlawful claims. This is how you can become a licensed insurance adjuster.
If you are okay with starting over with a new company and loosing any potential long term use perks you may have earned with your current company, then yes, Tesco Insurance Company seems to be a good choice.
Ask the insurance company or your insurance agent.
Yes, as long as you inform the insurance company.
Long Insurance is an insurance company started in 2004. They sell insurance for various different things, including car, home, health, and personal belongings.
Yes. They are an NJ based auto insurance company. Have been around for a long time. Good company with good rates and customer service.
The Hartford insurance company offers life insurance as well as automobile and homeowners insurance.This company has been around a very long time is is a highly trusted business.
You have 10 days to file a claim with your insurance company.