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Normally as soon as the car is determined to be a total loss there should be an offer made within a day or two at the most.

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2005-09-18 00:07:14
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Q: How long does it take for your insurance company to make a deal with you for your totaled car?
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Your friend sold you his car take over paymentsHe took the car off his insurance you insured the car and then totaled it but you are not on the title Will your insurance company pay for it?

As long as you have the title that he signed off of it and you signed on and you have insurance on the vehicle it will be covered.

How long can a car be in the shop after an accident before the insurance company will salvage it?

Usually an insurance company will declare a car totaled before salvaging it. Usually they will know what to do with the car after taking initial photos and if need be pay a shop to look over internal damages if any. How long this takes is how long it takes for the shop to tear apart your car. Typically there is no "time limit" associated as far as a car sitting in a shop is concerned, but for me when I totaled my car the insurance took about 2 weeks to figure it out.

What are the best Canadian insurance companies that deal in long term insurance?

There are a number of Canadian insurance companies that deal in long term insurance. Two of the better known companies include Senior Years and Manulife.

How long does a insurance company have to evaluate a claim?

life insurance

Will insurance cover a totaled car if police report states alcohol involved but was only charged with reckless driving?

insurance is insurance as long as it wasn't done to profit the owner/ yes you are covered

Can a claim be denied if you drop a totaled car to add new car before the claim is settled?

Check your policy. I'd expect that as long as the totaled car was covered on the date of the crash that totaled it, you'd be covered - after all, if you weren't going to replace the car, would they expect you to keep paying at all? BUT, that all said, it's really your policy that will tell you the answer. Any insurance policy is a contract between you and your insurance company, and anything they say in the contract - that's the way it is.

How long does it take for the insurance to pay out when in an accident?

Depends on what insurance company it is.

How long to get a check from your insurance for your totaled car when you are at fault and the other car has minor to moderate damage?

If you have comprehensive and collision the insurance company covers your car for loss. Unfortunately, most people don't have comp & collision after the car is paid off. If the bank still has an interest in the car, they will make demand of the insurance company and the BANK will be paid first. After that, if any money is left over you might get a check.

How long does a DWI affect your insurance in CT?

Depends on your insurance company's policy.

What argument can be used when an insurance co claims a totaled car is salvage and deducts from the payment but the title doesn't say it is salvage?

Your question is unclear. Did the insurance company declaire the car that was insured was a total loss. After that they would pay you for the entire value of the vehicle and keep the car since they paid you for it. The insurance company can then sell the damaged vehicle at an auction and make up for some of the loss or they can let the insured keep it and deduct the value from the claim settlement. I am an insurance agent but not a claims adjuster. Your questions is indeed unclear but I am assuming your car got totaled and they paid you less, as though it was a totaled vehicle to start with. They might know something you don't. If you purchased the car in the last 18 months from a dealer or person who gave you a clean title, the car may have in fact already been totaled but they decided to not file a claim and instead fixed it themselves at a cheaper cost and passed the car (and clean title) on to you. Meanwhile, the insurance company might have totaled the car and reported it as such. Or, the car was totaled in another state, moved to your state (a process called titled washing) and got a clean title for the short term, long enough to resell the car with a "clean title" even though it was totaled. When you renew your registration the title will come up salvage. Did you run a Carfax on this car prior to purchase?

How long do you legally have to change your current insurance coverage if you purchase a new car?

You need to have it changed as soon as the deal is final, and all the paperwork is done. Don't drive anywhere without contacting your insurance company.

Is portable life insurance the same as long term health care?

No. You will only get "insurance" from an insurance company.

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