How long is a judgment valid?

Judgments accrue interest and can be from 5-20 years of duration with the majority of them being renewable. This means that a judgment can literally last for the debtor's lifetime (in some cases, beyond), with the debtor owing several times the original debt. In most states the debtor does not actually have to be served with the notice of judgment, as the law only requires that a reasonable attempt has been made. If the debtor attempts to avoid service, he or she may also be forfeiting their right to protect personal and real property from creditor attachment or seizure.