That will depend on the amount and whether it is brought as a criminal or civil case. For criminal it would be six years and for a civil debt case it may be three or six years.
http://www.creditcards.com/credit-card-news/credit-card-state-statute-limitations-1282.php
Limited edition.
Credit Card debt is considered an Open Line of Credit. The Statute of Limitations for collection in Colorado is 3 years. That is measured from the last use or payment.
4 years
7 years
The statute of limitations on credit card debt in South Dakota is six years. The company is allowed to aggressively pursue payment for that period of time.
No, the statute of limitations won't start over again unless you make a payment.
What is the statue of limitations for credit card debt reporting
The statute of limitations is how long a collection agency can collect and sue or the debt. It makes no difference how much or how little the amount is. The only limitations are time.
A "statute of limitations" is the time limit a person or company has to prosecute a complaint before the complaint becomes null and void. For example, if the statute of limitations on assault is 1 year and I call the cops after 9 months, then I can prosecute. If I call the cops after 13 months, then I can't prosecute. So in other words, there is no such thing as "being answerable" to a ststute of limitations. A statute of limitations makes a person unanswerable. Perhaps you are thinking of the statute of limitations on a Sears credit card? If Sears brought the original complaint against the card holder before the statute expired, then the card holder is liable. For example, the statute for credit card debt is 7 years. If I charge something on a Sears card and don't pay it back, Sears can wait for 6 years and 363 days to file a complaint. The civil case or repossession or whatever can then be executed more than 7 years after I have made the credit card purchase. The statute of limitations applies to the filing of the complaint -- not the execution of the settlement.
one year
I believe the statute starts to run from the date of last activity