Depends on your income.
When you rent a home you pay repeditivly for a long time instead of buying which is paying for the whole house and only having to pay bills later.
You can still do a lease-option deal, as long as the landlord is willing.
Buying a house is an investment that pays off in the long run.
As long as it is not in the corner, it would be fine because accidents are prone mostly in the corner.
The top soil in your yard should be between 3 and 6 inches deep, depending on how long it has been undisturbed, and how old your house is. The older the house, the more topsoil you should have, due to the composting of grass clippings and leaf matter.
You should make sure it is a well designed tractor with a long lasting engine.
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A week after you buy the house you have wanted, people would have moved into it, three days later you will have the three money bags you wanted.
It's far more practical to buy a house than to rent one in the long run. It's the short term (ie the money you have available right now) that makes buying a house difficult.
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Any type of loan company you talk to will be able to let you know your credit score. As long as you have a really good credit score you should have no problem getting a second home.
Basically there is nothing preventing you for buying a house at any time. Of course, getting a loan, while your not prevented from it, is going to be very, very difficult..and if you haven't learned from your past - buying isn't really done until you actually pay for it.