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Q: How long will negative information concerning your use of credit because in your credit report?
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How long will negative information concerning?

Concerning you? On your credit report? It depends on what the negative information is. In general, credit information can stay on for 7 years. Judgments against you can stay from 10 to 20 years. Bankruptcy filings can stay up to 10 years from the date of filing.


Where can one find information concerning credit cards with the best APR?

You can find information concerning credit cards with the best APR online at the Credit Cards website. Once on the page, click on "0% APR" in the left navigation menu.


Which of the following can be a reason for a lender to deny credit?

negative information in your credit report


How long negative information concerning unpaid tax liens be kept in your credit report?

15 years FCRA says the SOL is 7 years and up to 1o in some states


What is the timeframe for removing negative credit information?

7 years


How long before negative information appears on credit report?

Immediately, that it is reported to the credit agencies.


How long does a default notice stay on your credit file?

All negative information stays on your credit file for anywhere from 1-6 years. The credit reference agencies onlyhold information for six years, whether positive or negative.


How long does bad credit affect your credit score?

as long as your credit file contains negative information it will always impact your credit score


How long does it take for negative credit information with the exception of bankruptcies to be cleared from a credit report?

33


Can negative information remain on your credit report if the last date is updated?

Yes!


How do you remove inaccurate judgments?

You can dispute inaccurate information on your credit report. You can start the dispute process by contacting all of the credit bureaus that are reporting the negative information.


How long does negative credit information stay on your credit report?

Most information (good and bad) will stay on your credit report for seven years. However, some financial disasters (divorce, bankruptcy) can stay for as long as ten years. The silver lining to this is that, the older the negative information is, the less influence it has on the overall report.