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How many days do you have to be past due before your vehicle can be repossessed?

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May 07, 2007 3:02PM

Read the terms of the contract. Once the contract is "In Default", the note can be called in and the vehicle can be repossessed. It can be as soon as 1 day past due. But in reality, most banks know that they'll probably loose money on the process so most will try to give you a little extra time.