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The time limit for collection of all debts in every state is regulated by federal law. States laws may modify how a debt can be collected, or the manners of collection that can be enlisted, however no state can extend the limit. That limit is seven years after the date of last payment. If the debt has been adjudicated, that is a judgment has been granted, the limit becomes ten years from the date of judgment or last payment, which ever of the two is later. The means of recovery after judgment also increase.

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Q: How many years can a collection agency try and collect on a old medical bill in Washington state?
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