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The number of years a driver will have to pay a surcharge varies by state and the specific violations. It can range from a few years to a lifetime depending on the severity of the offenses. It is important for drivers to check with their state's Department of Motor Vehicles for accurate information.
If caught driving without proof of insurance and convicted is this considered a misdemeanor?
no
You can be convicted for number of faults if you are driving without a driving license. For example you can also be convicted for not having insurance. Because driving without valid driving license invalidates your insurance also.
Depends on what you were charged with. An SR 22 IS insurance- insurance for high risk drivers, such as people convicted of DUI, driving without insurance, etc. It will not hurt, may not help a whole lot, depending on your record. But will help some.
If you have no drivers license then you have no business driving a vehicle, therfore you do not need insurance.
A fine about 700 or more, suspended drivers license for 6 months and possibly a class about drinking and driving and insurance to go up. I recommend Progressive!
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There are a number of companies that will insure one that has been convicted of drunk driving but the premiums are extremely high. It is also a requirement in the US to fill out an SR-22 form to provide proof of financial responsibility. Some companies that one can acquire this insurance are Esurance and Progressive.
If you were in fact driving without insurance you will need to buy sr22 insurance. A conviction fro driving without insurance will incur a fine, an sr22 filing requirement and a state 3 year annual surcharge in order to keep your license.