It is relevant to your state insurance and other conditions. Contact your agent! Most states do not allow minors to enter into contractural agreements - including insurance policies. Therefore, most insurance companies require a parent or legal guardian to obatin the insurance on behalf of the minor and sign all corresponding paperwork.
If your adding a 16 year to your current policy it varies by insurance company and type of car they will be driving. If they will be driving a basic car it will run $70 to $90 a month. Make sure they drive their own car if possible otherwise the insurance company will put them on the highest value car you have.
Many factors enter into the cost (the premium) for auto insurance. These include:
1. The make and model of the car;
2. The identity of the insurer;
3. The amount of insurance sought ("policy limits"), and as to physical damage coverage, the amount of the deductible;
4. The type of insurance sought (liability, physical damage);
5. The location of the vehicle'
6. Whether the 16 year old will be the primary driver;
7. Whether he/she has taken a driver education course;
8. Whether the driver has gotten any tickets for moving violations, and the outcome of the tickets;
9. Anticipated annual miles that the vehicle will be driven;
10. Whether the car will be used for mainly personal or business use.
If you are talking about car insurance, you will have to shop around or contact an insurance agent. It literally depends on the teenager, driving record, male or female, sometimes grades, what type of car, do you live in an urban or rural area, etc. Call an insurance agent in your area and ask them for a comparison quote to compare several different policies.
What kind of insurance did you have in mind? Do you want to insure him as a driver? Do you want life insurance to cover possible funeral expenses? Do you want medical insurance? All of the above? Every type of insurance comes in a range of prices, depending upon how much coverage you want, and upon the kind of risk that the individual may be judged to be (for example, if the 16 year old boy has already had a traffic accident, his driver's insurance will be more expensive).
Insurance is based on many things, not just age and car.
Your driving history, experience, exact type of car, where the car is garaged, and even credit rating.
Call multiple agents in your area and they can give you exact quotes.
One can obtain auto insurance through many insurance companies out there today. A person may wish to contact companies like Geico, State Farm, and All State to compare rates.
One can obtain commercial insurance online at websites such as Geico or Nationwide. One could also look at the websites for All State or State Farm for insurance.
There are many ways one can obtain trucker's insurance. One looking to obtain trucker's insurance should contact insurance companies such as Gieco, American Family Insurance, and State Farm to receive a quote.
There are a number of companies that offer insurance licenses in California. One way to obtain a license would be through the state department of insurance itself. Another place would be through Kaplan Financial Education.
One can obtain cheap homeowner insurance from All State, State Farm, PC Insurance and other related insurance companies. It is best if you obtain a quote from various companies to compare the price before deciding which company offers the cheapest deal.
You can obtain learner car insurance from your local State Farm agent. By contacting their website, a dedicated insurance agent will contact you to help you.
One can obtain business commercial insurance from many of the same insurance companies people use for home or auto insurance. Some of these companies include Nationwide, All State, Farmers, State Farm, and Progressive.
You will need to contact individual insurance companies to compare rates on life insurance for children. Rates will vary depending upon the age and health of the child in question.
Most states have a state risk pool for people that can not get traditional health insurance. Check out your state's insurance website.
You take your state test and pass. Call the state Insurance Commission to find out test dates, places, and to get forms.
One can obtain affordable life insurance from a few different companies, both large and developed, and smaller companies. Some companies that one can obtain affordable insurance from are: Geico, State Farm, and Metlife.
One can obtain a free car insurance quote from many different insurance companies. Some of the insurance companies that offer free car insurance quote are: Progressive, State Farm, and Allstate.