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If you mean, "why," one possible reason is that health insurance reform required health insurance companies to spend the money they receive in premiums on, um, actual health care and not excessive overhead such as inflated executive compensation. .
what percent of your annual income is safe to spend on health related insurance?
On average Americans will spend $94,000 on insurance during their life. The types of insurance Americans will spend this money on are health, auto, home and life.
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A general guideline is to allocate around 5-10% of your gross income towards health insurance premiums. However, this can vary based on individual circumstances such as age, health status, and coverage needs. It's important to evaluate your budget and prioritize health insurance as necessary.
According to the U.S. Dept of Labor, an average household of 2.5 people spend $2664.00 a year.
Health insurance can be very costly so it is important to shop around. Just remember as you are getting quotes not to just look at the price but also what is covered in that amount and make sure you are getting the greatest value for your dollar. This article will help you to make an informed decision http://www.smartmoney.com/spend/family-money/buying-private-health-insurance-14819/ Here are some places to start: http://www.ehealthinsurance.com/individual-health-insurance http://www.healthinsurance.org/
Health insurance is an important topic to discuss when considering a job offer because a person does not want to be without health insurance if something were to happen medically. There is a new law that states an individual must have health insurance or face tax penalties when filing income tax. Insurance costs will be less if purchased as a group, like employees in a factory. If the company is too small to offer its own health insurance program, the individual will have to spend more to gain insurance.
Most of the reputable companies will only hire registered agents. However, some companies will hire someone who is well qualified and then spend the time and money to train and register the employee.
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It all depends on how much you are willing to spend on your health insurance, most people prefer getting health insurance through their work because it costs less and usually gives a good deal and you don't have to pay as much as you would have to if you just buy it separately
If this isn't a rhetorical question, then no. ALL insurance companies are profit-driven enterprises. Similarly, pharmaceutical companies commonly base prices at a level just below what is deemed acceptable to spend per one additional quality of life year (QALY) ~$50,000.