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Credit Cards are based on your Credit Scoring, which in England you can check for £3.00 through either experian or equifax, although creditexpert.co.uk gives you a 30 day free trial (be sure to cancel after 30 days). It is not based on a sum of money placed into an account because it is a Credit Account, not a Debit account.

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Q: How much do i have to put-up in order to have a MasterCard?
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