You will get the book value of the car. You will get what the car was worth before the crash. Any previous damage will affect the cars value.
That depends on what the car is and how much the insurance values it at.
Not if you notify you local PVA that the car is totaled and not longer in service. You will pay taxes up to the day it was totaled.
That depends on how much damage has been done to the car.
Usually over half the price of what ever the car is in blue book.
When the damage is more than the bluebook value.
Home equity loan perhaps. No bank is going to finance a totaled car.
You bid on it just like the salvage yards. High bidder wins the car.
Get a new car. == If someone hit your car you will be paid the actual cash value of the car. If you totaled the car and had collision coverage you will be paid actual cash value, too.
No.
no
drink driving
The insurance company will pay you the worth of your car minus your deductible.