Contact your agent or policy services for your insurance company and they will be able to tell you.
victim compensated in hit/run stolen car
If you were the victim of a hit and run then your insurance rates shouldn't change. If you were doing the hit and run then you should expect to get cancelled.
Hit and run is considered a moving violation and will never change the circumstances of an accident. The facts will be weighed without the hit and run.
Yes. As long as you were insured when the accident happened they will pay the claim.
Yes, unless you can PROVE who it was, or that it was a government car, that hit you.
Tell the police and give them as much description of the car as possible. They will take it from there.
Pretty much nothing. Learn a lesson, always carry insurance!
Unless the person that hit you is found, you are responsible for the damages (just like if someone threw a brick through the window of your house). Always insure your car. If you are not going to drive it, buy garage insurance
Well, there are two responses to this question - If your car was damaged in a hit-and-run accident and you have no idea who caused the damage and your car was uninsured, unfortunately, you are stuck paying for the repairs to your car. However, if your car was insured, simply pick up the phone and call your insurance agent and file a claim against your insurance policy. In essence, you are suing yourself, but your car will get fixed, minus the deductible of course.
The person that the vehicle belongs to.
If there's obvious evidence that your neighbor hit your car, then there's not much they can do to hide it. They should have left a note at the very least if they couldn't contact you immediately, so it might technically be. Just ask your insurance company.
If it's your car that got hit, you should still make a report to the police. (You never know, they may find the person that hit you). Insurance will still take the claim, but it may take more time to process, and you'll have to have the appropriate insurance. If you hit the car, you should leave a note with your contact info and insurance info so the owner can get back to you.