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Typically they would arbitrate the matter.
A contractor Buys Commercial Liability Insurance in the contractor class, not professional liability insurance. The amount needed is typically determined by the exposures presented or as specified by the employer.
A contractor typically needs a Commercial General Liability Insurance Policy. If the contract includes professional services, then the contractor will likely be required to carry Professional Liability Insurance, either in addition to, or in place of a CGL policy. It really just depends on the nature of the services contracted.
General liability insurance typically covers a third party from putting a claim against a companies operations. Some of the things that can be covered are property damage and bodily injury.
It depends on the type of law you practice, and how careful you are, and how many matters you handle. Claim amounts are higher and claims more frequent in personal injury law. Claims are less frequent in patent and entertainment, but amounts are higher. Residential real estate generates frequent claims, but lower amounts.
There are many insurance companies which provide coverage on wrecked vehicles. Typically, these vehicles will need to be fully insurance. Liability insurance does not cover a wreck. Geico, Progressive, Allstate, and State Farm all have policies which cover a vehicle in case of a wreck.
Business insurance agencies typically sell insurance policies to commercial businesses. They sell property and liability policies, employee coverage and product liability.
Is this seems like an incomplete question. Homeowners policies typically have personal liability on them.
Title examiners are typically employed by title insurance companies
Psychologists typically need professional liability insurance, also known as malpractice insurance, to protect against claims of negligence or misconduct in their practice. This insurance can cover legal fees and settlements if a client sues for damages. Other types of insurance to consider include general liability insurance, property insurance for office space, and cyber liability insurance for data breaches. It's important to consult with an insurance provider familiar with the needs of mental health professionals to ensure adequate coverage.
The ISU Armac company offers Chiropractor insurance they typically cater to companies. The Atena, Cigna and Great West health insurance companies offer chiropatric insurance in their health insurance.
Contractor liability insurance typically covers property damage and bodily injury. It also will cover products and completed operations as well as personal and advertising injury.