Contractor liability insurance typically covers property damage and bodily injury. It also will cover products and completed operations as well as personal and advertising injury.
no
Of course not. I assume you are talking about commercial liability insurance.
No. Workmanship is not covered under a artisan contractors liability policy.
No,, Your home insurance policy does not cover work performed by your chosen contractor. That's what the Contractors Liability insurance is for.Your contractor who provided the thermal treatment service should have General Liability Insurance to cover damages that were created or caused by the work they performed.Never hire a contractor without first verifying they have the appropriate coverage to protect their clients.
The contractors General Liability Insurance would cover accidents and quality of workmanship issues that result from the activity of the Contractor.
No, there is a business exclusion under the liability section. You personal homeowners insurance will not cover your Commercial activities. You will need a Commercial General Liability policy to cover your business operations.
Traditionally the contractor provides the Insurance. The owner verifies that the contractor has insurance prior to hiring that contractor.
A contractor Buys Commercial Liability Insurance in the contractor class, not professional liability insurance. The amount needed is typically determined by the exposures presented or as specified by the employer.
Ask the contractor for a copy.
An insured contractor is a contractor who carries a Commercial General Liability Insurance Policy.
Homeowners insurance does not have liability coverage for your job occupation. You can obtain contractors insurance for liability coverage.
The contractor should be bonded and carry liability insurance and you need to require proof of this before they start. Homeowners insurance is not meant to guarantee work on homes.