Top Answer
User Avatar
Wiki User
Answered 2015-07-16 18:16:36

Unfortunately, it depends on so many things there is not a definite answer. It may be a lot, it may be a little, or it could be nothing at all. Don�t worry, you will find out! The only advice I can give is as follows:

Insurance companies don�t normally run motor vehicle reports before every renewal. This costs money and most times doesn�t reveal anything that will bring in extra premium. If you just got a ticket try not to do anything that may cause them to run a repot like asking if the ticket you just got will cause your premium to go up.

User Avatar

Your Answer


Still have questions?

Related Questions

What if you are in an accident that wasn't your fault and don't have insurance?

Expect to get a ticket for not having the insurance.

Can a insurance company sue me after an accident. Because after their investigation they found me a fault. I was not issued a ticket for the accident?


Will a risk of an accident ticket affect DMV or insurance records?

No: this type of ticket involves no points on your license, its just a fine.

How will one ticket affect insurance?

It all depends on several factors. Year, make and model of car, ticket type. previous accident/ticket history, zip code of residence, driving record, policy type, etc. Usually moving violation tickets (such as speeding) affect your insurance the most.

Do accidents only go on your driving record if you get a ticket?

The accident will show but it will be marked as a not at fault accident and should not increase your insurance rates.

Will a Fail To ControL Speed accident ticket affect insurance?

yes your rates will go up

Would a failure to yield ticket in Texas raise your car insurance rates?

Sure. A failure to yield ticket usually also comes with an accident and both of these factors will increase your insurance premiums. Just like having a clean record without any claims will reduce your rates.

How many points will you get if you had a car accident and it totaled your car but you did not receive a ticket and insurance did not have to pay?

If you didn't receive a ticket, then you won't get any points.

What should you do if you left your insurance card at home and got a ticket for no proof of insurance?

go to traffic court and take your proof of insurance with you. this will prove to the judge that you have insurance and they will usually remove that part of the ticket.

Can ticket be dropped if you get insurance before the ten days are up for no insurance ticket?

It is the charge, not the ticket, that would be dropped, and the ten days is for the driver to produce proof there was insurance at the time of the citation, not later. If the citation was not issued because of an accident or other moving violation, it is possible the court would dismiss the case, or continue it without a finding, to be dismissed if there are no further violations (usually in 6 months or a year).

Can a simple possession ticket raise your car insurance?

Wow Dude. Just like a simple speeding ticket, a simple dui, and simple open container ticket, or just about any other ticket or accident. It also will most likely get your insurance cancelled with most preferred insurance companies in the country. Sorry.

How long after an accident or ticket is your premium affected?

It usually affects your next renewal premium. It can vary depending on your state, the citation, and your insurance carrier. Normally speeding tickets stay on your record for three years for insurance rating purposes.

Does a persons car insurance go up if they get ticketed with an infraction?

It usually does, but not always, I have been with my company for many years and have built up an accident or ticket forgiveness. It depends on many things, but most important is that this is up to the insurance company

What can you do if you had an accident and a ticket was given but later cancelled and there is no violation on record but the insurance company is still surcharging for the accident?

If the insurance company had to pay anything for damamges, then they will raise your rates for it. An accident will be on your record whether at fault or not and whether or not you got a ticket. Changing insurance companies may not save you much money. If you can get documentation proving the ticket was voided and your driving record is clear, forward it to your insurance company. If they refude to take it into consideration, file a compaint with a supervisor or a general director of the company. If that fails, you might want to think about shopping around.

What happens if you have auto insurance but no drivers licnese and you get into an accident that is not your fault will the person at fault insurance still take care of the damages to your car?

You get a ticket and your insurance goes up. You can not drive without a license and if you cost the insurance company money they raise your premiums especially if you get a ticket

You cause a car accident and got a ticket from the police will insurance cover you?

Yes, that's why we buy insurance, however, the insurance co. is not resposible for paying traffic tickets, it is your resposibility.

If you were in an accident with no insurance and it was not your fault but the other car at fault has insurance and was issused a ticket will there insurance company pay you or the bank?

The at-fault party's insurance should cover your vehicle. EVEN THOUGH OUR INSURANCE HAD RUN OUT BY AMONTH?

What will happen if you do not have your drivers license and insurance with you when involved in a minor accident?

You will get a ticket for these violations but if you bring them with you to court and they show that you were licensed and insured on the date of the accident, these charges will be dismissed.

Do you have to declare a car accident to your insurance company even if you dont make a claim?

No, not unless you want to have repairs or need to repair another person's car. If you got a ticket because of the accident they will know because the ticket will be reported to them.

What happens if someone hits your car with their car and you have no insurance and got hurt?

If you have no insurance you may get a ticket, but you will want a police report on the accident to claim their insurance, if they were at fault. so call the cops

What would make your auto insurance go up?

If you get into an accident or get a speeding ticket your insurance will go up. I'm not sure about other traffic violations but speeding will.

How do you handle a ticket for no car insurance when you have car insurance?

Usually you can just take in proof to court that you had active coverage on the date of loss and they will most likely drop the ticket.

If you received a ticket for careless driving but the officer said the accident was unreportable will your insurance premiums increase?

When the insurance company finds out about it, possibly. I imagine that it depends on your insurance company, but I'd say yes.

Why does auto insurance go up after a speeding ticket?

Because you are more likely to have an accident if you drive too fast. And insurance balances the likelihood of people having accidents.

If a driver is driving a vehicle that is not theirs and gets a ticket with 2 points does the vehicles owner get a higher insurance payment?