More than likely you are going to pay more than you wish as it appears you cannot be put onto your parent's insurance policy. Additionally, it appears your car is an older model, in need of repair. This, too, can elevate your cost for insurance. Check around to different insurance agents and get quotes. If all else fails, you can contact The Illinois Automobile Insurance Plan.
As long as you have auto insurance yes.
In answer to your question, teen drivers can get insurance in Illinois. However, they must be covered under their parents' auto insurance policy. The cost will be higher for the parents.
Yes, car insurance for a teen in California is expensive. But then, car insurance for a teen driver is expensive everywhere. The least expensive way would be to them to your existing policy, you may get a discount.
Allstate insurance company offers great rates and discounts for insuring your teen driver.
yes
Shop for insurance companies that specialize in teen drivers. Compare their rates to adding the teen onto the parents insurance. Often adding the teen to existing insurance is the less expensive way to go.
It is difficult to give you an exact company due to the fact that I do not know all the details of the teen driver you are referring to. However, I do suggest you visit Kanetix.com where you will be able to compare prices for insurance for your teen driver in your area.
Yes a teen have to be insured if living at home. The teen would have to be under the parents insurance.
Cheap insurance in the state of Illinois does not just limit itself to the insurance company. In order to lower your rate in the state, there are several things you can do. For example, maintain at least a "B" average in school, complete a safe driving course and choose an appropriate vehicle which will result in a lower premium.
Auto insurance rating multiplies the base insurance rate for a car times the factor for the driver. So a car which has bad experience, multiplied by teen driver (much more likely to kill someone in an accident), results in higher premium.
Any company at any time might have the lowest rate for a teen driver for any car in any state. You will have to make calls to get the quotes from the various insurance companies in your area.
The Insurance Rates website allows one to compare car insurance rates in order to find the best coverage for teen drivers. One can also get car insurance quotes online from different car insurance companies such as Progressive, GEICO, and State Farm.