Your question is not clear, so first clear your question.
You only get a rental if your policy specifies that you chose to pay extra to have rental car coverage. Having collision coverage is not the same thing as having rental. Collision coverage just covers the repairs to your vehicle. If you are not at fault for the accident, the other person's insurance will provide you with a rental car.
All rental car co. are required by law to carry at least the minimum liability coverage. Purchasing insurance from a rental place is NOT a term and/or requirement, however, liability coverage is very low, speaking of $ amount. You can use your car insurance also. Each rental car co will sell you "an additional" insurance coverage. Unfortunately, I am not aware what the charge per day is.
Absolutely, your personal insurance can transfer the coverage you have on your personal policy to the rental car thus saving you a good bit of money by not purchasing the coverage from the rental company. But before you do this speak with your agent and make sure your policy will transfer coverage to the rental car and that it has comprehensive and collission coverage to transfer. Many company offer transfer of coverage to the rental car but also there are many policies that do not provide this transfer of coverage. Make sure you have the correct kind. If there is any question, please go ahead and purchase the coverage offered by the rental company. I hope this is of assistance.
If the vehicle is in the body shop for a covered claim your rental coverage will then be used.
When you select a car rental for your holiday, be certain to check into the coverage that is offered by your own insurance company before opting to purchase additional coverage from the car rental company. In addition to your own policy, the credit card that you use to book the rental will also offer some coverage on many occasions
If you have adequate liability coverage on your own vehicle, this is one coverage you can always decline on your rental. Your personal auto insurance should extend to a rental car. A rental car most likely would be covered by Collision coverage or Liability coverage, depending on the state in which your policy is issued. For more information visit at: citivanservice.com
Rental car reimbursement is a type of car insurance coverage that pays for the cost of a rental car while your own car is being repaired or replaced after an accident. It is also known as rental reimbursement coverage. It is typically an optional coverage that can be added to your car insurance policy for an additional cost. The coverage can be useful in the event that your car is damaged in an accident and needs repairs. Instead of having to go without a car, rental car reimbursement will cover the cost of renting a car so you can continue to drive while your car is being repaired. The coverage usually has a maximum daily limit and a maximum amount for the entire period of rental, these limits can vary depending on the policy. It's important to check the coverage limits and conditions of your policy, and whether the rental car is covered under liability, collision or comprehensive coverage, or all of them, before you add rental car reimbursement to your policy. Some policies also have restrictions on the type of rental cars that are covered. Rental car reimbursement coverage can be a good option for those who depend on their car for daily activities or have a long commute, but it's not necessary for everyone. It's always best to consider your needs and budget when deciding whether to add rental car reimbursement to your policy.
The rental car companies should have coverage. If not check with your own insurance provider
DOWNTIME / RENTAL (Rental Reimbursement with Downtime Protection Coverage)Downtime / Rental provides coverage for rental car costs to temporarily replace an insured vehicle due to a covered loss.
No, you would have needed to purchase rental car, or rental reimbursement coverage, unless this was a theft, in which case some policies provide rental car under comp coverage for total vehicle thefts.
Some policies automatically include a minimal amount of rental reimbursement coverage, but generally your policy includes no coverage for rental reimbursement if it is not listed with a premium on your declarations page.
No. By "full coverage," I assume you mean you have comprehensive and collision coverage. This does not include rental. You have to buy a special endorsement on your policy to get rental. Hitting a deer is a comprehensive claim and if you have rental, you will get a rental if the car is non-drivable or when it is in the shops for the repairs. If you did not buy rental, the insurance company does not have to pay. Check your coverages.