If the vehicle is in the body shop for a covered claim your rental coverage will then be used.
If you are the claimant, Loss of use will be covered if you incurred actual costs for your alternate transportation. If you are the insured, the same applies but only if you have rental coverage on your policy.
Please clarify the type of "rental coverage" that you mean. There is, for example, rental insurance available on rental cars, and rental coverage that one buys on personal belongings when living in a rented home.
You only get a rental if your policy specifies that you chose to pay extra to have rental car coverage. Having collision coverage is not the same thing as having rental. Collision coverage just covers the repairs to your vehicle. If you are not at fault for the accident, the other person's insurance will provide you with a rental car.
Some policies automatically include a minimal amount of rental reimbursement coverage, but generally your policy includes no coverage for rental reimbursement if it is not listed with a premium on your declarations page.
DOWNTIME / RENTAL (Rental Reimbursement with Downtime Protection Coverage)Downtime / Rental provides coverage for rental car costs to temporarily replace an insured vehicle due to a covered loss.
Absolutely, your personal insurance can transfer the coverage you have on your personal policy to the rental car thus saving you a good bit of money by not purchasing the coverage from the rental company. But before you do this speak with your agent and make sure your policy will transfer coverage to the rental car and that it has comprehensive and collission coverage to transfer. Many company offer transfer of coverage to the rental car but also there are many policies that do not provide this transfer of coverage. Make sure you have the correct kind. If there is any question, please go ahead and purchase the coverage offered by the rental company. I hope this is of assistance.
No. By "full coverage," I assume you mean you have comprehensive and collision coverage. This does not include rental. You have to buy a special endorsement on your policy to get rental. Hitting a deer is a comprehensive claim and if you have rental, you will get a rental if the car is non-drivable or when it is in the shops for the repairs. If you did not buy rental, the insurance company does not have to pay. Check your coverages.
When you select a car rental for your holiday, be certain to check into the coverage that is offered by your own insurance company before opting to purchase additional coverage from the car rental company. In addition to your own policy, the credit card that you use to book the rental will also offer some coverage on many occasions
Only if you have bought the extra coverage to have a rental. "Full coverage" usually just means you bought liability, comprehensive, and collision insurance.
No. Rental coverage is something you buy extra. "Full coverage" just means you bought liability, comprehensive, and collision insurance.
If you have adequate liability coverage on your own vehicle, this is one coverage you can always decline on your rental. Your personal auto insurance should extend to a rental car. A rental car most likely would be covered by Collision coverage or Liability coverage, depending on the state in which your policy is issued. For more information visit at: citivanservice.com
Rental Costs. Tax and Local Assessment. Payment for gas and oil. Transportation to and from rental.