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No. Rental coverage is something you buy extra. "Full coverage" just means you bought liability, comprehensive, and collision insurance.

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โˆ™ 2012-03-26 05:47:00
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If you were laid off and apply for insurance coverage on your wife's group policy do you have to answer a medical questionnaire

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Q: Does the state of Missouri require rental car to be paid for under full coverage auto insurance?
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Related questions

What is the average rental insurance?

Please clarify the type of "rental coverage" that you mean. There is, for example, rental insurance available on rental cars, and rental coverage that one buys on personal belongings when living in a rented home.

Do boat rental companies require additional insurance coverage prior to rental?

Boat rental insurance is not usually required in order to rent a boat from any company. However, because boat rental companies are protected under the law from any injury or accident which may occur while you are renting the boat, it is a good idea to purchase boat rental insurance prior to rental.

Can I use the auto insurance coverage on my for rental car insurance?

Absolutely, your personal insurance can transfer the coverage you have on your personal policy to the rental car thus saving you a good bit of money by not purchasing the coverage from the rental company. But before you do this speak with your agent and make sure your policy will transfer coverage to the rental car and that it has comprehensive and collission coverage to transfer. Many company offer transfer of coverage to the rental car but also there are many policies that do not provide this transfer of coverage. Make sure you have the correct kind. If there is any question, please go ahead and purchase the coverage offered by the rental company. I hope this is of assistance.

I was in a car accident and my insurance will not provide a rental car even though i have full coverage can they do that?

You only get a rental if your policy specifies that you chose to pay extra to have rental car coverage. Having collision coverage is not the same thing as having rental. Collision coverage just covers the repairs to your vehicle. If you are not at fault for the accident, the other person's insurance will provide you with a rental car.

Is it a state law in Florida that your insurance company must provide a rental car after an accidentif you have full coverage insurance and hit a deer?

No. By "full coverage," I assume you mean you have comprehensive and collision coverage. This does not include rental. You have to buy a special endorsement on your policy to get rental. Hitting a deer is a comprehensive claim and if you have rental, you will get a rental if the car is non-drivable or when it is in the shops for the repairs. If you did not buy rental, the insurance company does not have to pay. Check your coverages.

Will the Insurance Company pay for a rental car if the accident is your fault and if you have full coverage ins?

Only if you have bought the extra coverage to have a rental. "Full coverage" usually just means you bought liability, comprehensive, and collision insurance.

If a driver in Georgia rents a moving truck with no rental insurance and damages anothers persons property will their progressive insurance cover the cost up to the personal property limit?

Yes, the rental co has to have insurance coverage even if you don't have one. Purchasing additional coverage from the rental co is NOT a term of the lease of the vehicle. The law requires all rental co to provide their own insurance coverage.

Where can I get Rental Car Insurance for International Travelers?

The rental car companies should have coverage. If not check with your own insurance provider

Who pays for the damages to your vehicle if a rental car is at fault?

It all depends on whether the renter signed up for the car rental company's extra insurance coverage at the beginning of the rental. If LDW (Loss Damage Waiver) or CDW (Collision Damage Waiver) insurance coverage was accepted by the renter, you will likely be dealing with the car rental company's insurance. If the renter declined the extra coverage, then you will deal directly with the renter's personal insurance provider.

Will state farm auto insurance cover rental car on vacation?

It depends on the individual policy. Most full coverage auto insurance policies will cover the driver no matter what car he or she is driving, but not all. Check with your insurance agent. to see what SPECIFIC coverage you have before you waive the rental insurance at the rental office.

Can an eightteenyear old drive a rental car?

only if you have full coverage insurance and the reason for the rental is due to an insurance claim- such as an accident.

Can you transfer insurance to rental car?

Some auto insurance policies transfer to rental cars, and some do not. You need to ask your insurance agent about the details of your insurance policy, and the specifics of coverage while you are driving a rental car.

What kind of insurance do I need to make a car rental in Orlando?

Your auto coverage may include coverage for a rental vehicle. Contact your insurance provider to make sure. If it does not, you may be required to pay extra to the rental agency for coverage. You may be able to waive the insurance, in which case you would be personally responsible for damage to the vehicle and for property damage and bodily harm caused by the vehicle when you were driving it. To rent a car in Orlando, FL you will need to have full coverage insurance, as well as a credit card. The car rental agency must also have insurance on you, and a amount of the rental charge will reflect that. The agency must also offer you collision damage waiver insurance and theft insurance.

Do you need insurance on a rental car in Florida If so how much will it cost?

All rental car co. are required by law to carry at least the minimum liability coverage. Purchasing insurance from a rental place is NOT a term and/or requirement, however, liability coverage is very low, speaking of $ amount. You can use your car insurance also. Each rental car co will sell you "an additional" insurance coverage. Unfortunately, I am not aware what the charge per day is.

Where can you buy equipment rental insurance?

All you need to do is call an insurance broker. They usually offer rented equipment coverage, but they usually are accompanied by a hefty premium. Most equipment rental companies offer insurance for about 14% of the price of the rental. If you are not going to be renting equipment often or in bulk, the company insurance coverage will probably be best for you.

Does your personal car insurance cover car rentals?

If you have adequate liability coverage on your own vehicle, this is one coverage you can always decline on your rental. Your personal auto insurance should extend to a rental car. A rental car most likely would be covered by Collision coverage or Liability coverage, depending on the state in which your policy is issued. For more information visit at:

No rental insurance damage to rental car?

Renters wanting such coverage should check with their existing car insurance as their existing insurer may be able to add it to their regular yearly policy for a small premium. This provides coverage from an insurance company that they know, instead of unregulated (from insurance standpoint) car-rental outfit, which offering you may understand less.

Does Allstate auto insurance cover rental car insurance in the US?

They do it on your demand of coverage. Car rental companies dont add you insurance in car rental amount, Its just like you book flight ticket there is option of choosing insurance or not.

How to verify insurance coverage on rental cars?

Check you policy to determine if you have rental car insurance. Some credit cards also have rental car insurance.

Be Sure Travel insurance Covers A Rental Car?

When renting a car, be sure it is covered in a travel insurance policy. Not all policies cover rental cars. There is usually a separate option to add this coverage. Another important thing to remember is that most travel insurance companies have poor provisions for car rentals. Travel Guard is one of the leading companies for this type of insurance. Their rental car coverage is better than what rental companies, personal insurance providers and other travel insurance competitors offer. Always check twice to ensure this coverage is included before signing the rental contract.

What is the insurance guidelines for a rental car?

you need full coverage insurance- if you do not- then you must either have a major credit card (not debit) or purchase the companies coverage.

Does the insurance company have to pay for a rental vehicle for a client until their vehicle is fixed if they have full coverage insurance?

Rental car coverage is an add-on, check your policy to see if you are covered - if there was another vehicle involved in the accident and the driver was at fault, his or her insurance should pick up the tab.

What types of car insurance coverage does State Farm offer?

State farm offers many kinds of car insurance coverage. They offer comprehensive insurance, liability insurance, personal injury coverage, uninsured and underinsured motorist coverage,as well as rental reimbursement and Emergency Road service.

Options For Rental Car Insurance In Pennsylvania?

There are several points about car insurance that can be confusing when it comes to renting a car in Pennsylvania. For the most part, Pennsylvania rental car insurance regulations are similar to the regulations that exist in other states, and there is really no unique or surprising legislation present. Like most states, all cars that are driven on the road in Pennsylvania must have, at the very least, some type of liability insurance coverage. This can be coverage from an existing policy, or it can be temporary insurance that is purchased through the rental agency. One thing to understand about rental car insurance in Pennsylvania is that, in many instances, auto insurance coverage that is held in good standing by the driver for a personal vehicle will also apply to a rental car. This is only true for personal insurance, however, and the coverage does not necessarily apply for insurance that is held through an employer or business. There are so many different types of insurance policies, however, that it is best to actually talk to the company providing insurance before relying on the coverage for a rental car. This is because there are some policies that will not cover a rental car, and there might also be restrictions on the coverage based on where the car is driven and the type of car that is rented. The company that is providing the rental vehicle usually offers temporary insurance coverage to the driver at the time the car is rented. This is mandatory if the driver does not have any insurance. The rental company insurance can also be taken in addition to personal insurance in order to provide extended coverage in case of an accident or injury. One situation where this might be valuable is when the rental company offers a waiver for loss damage or collision damage. These waivers remove the possibility that the driver can be charged or sued later for damage to the car or loss of revenue to the rental company while the car is being repaired. A less frequently used option for rental car insurance in Pennsylvania is to rely on coverage provided by a major credit card company. When a car is rented with a major credit card, often there is some insurance coverage provided by the credit card company. This might be an actual policy that can cover liability and personal injury costs, or more likely it is supplemental coverage that will protect the driver from damages above what a personal policy will pay for. It is best to check with the credit card company for the terms and conditions of the rental insurance coverage.

Does Your Policy Include Car Rental Insurance?

Not every insurance policy extends its coverage to car rentals. This is especially true if the rental is out of state or out of the country. Always read the fine print on your insurance policy to determine if car rental insurance is included. If it isn't, you may need a rider to get it included. If this changes your costs significantly, you can investigate the cost at individual rental companies. Or, wait to buy extended coverage until you must rent a car.

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