Only if you have bought the extra coverage to have a rental. "Full coverage" usually just means you bought liability, comprehensive, and collision insurance.
You only get a rental if your policy specifies that you chose to pay extra to have rental car coverage. Having collision coverage is not the same thing as having rental. Collision coverage just covers the repairs to your vehicle. If you are not at fault for the accident, the other person's insurance will provide you with a rental car.
Rental car coverage is an add-on, check your policy to see if you are covered - if there was another vehicle involved in the accident and the driver was at fault, his or her insurance should pick up the tab.
only if you have full coverage insurance and the reason for the rental is due to an insurance claim- such as an accident.
If the rental coverage is included in your policy, probably. However if the other parties insurance is accepting responsiblity for the damage then I would be asking them for a rental.
most insurance companies do not offer or you must pay extra money for coverage on the larger box trucks. This is why the rental companies offer the coverage. It is easier and usually less money inthe long run. Most likely the rental company will bill your son for the damages.
Personal accident insurance is often available in conjunction with travel or rental car purchases. The cost can vary based on which insurance company is providing the coverage but is relatively low, perhaps $10-20 per day.
Absolutely, your personal insurance can transfer the coverage you have on your personal policy to the rental car thus saving you a good bit of money by not purchasing the coverage from the rental company. But before you do this speak with your agent and make sure your policy will transfer coverage to the rental car and that it has comprehensive and collission coverage to transfer. Many company offer transfer of coverage to the rental car but also there are many policies that do not provide this transfer of coverage. Make sure you have the correct kind. If there is any question, please go ahead and purchase the coverage offered by the rental company. I hope this is of assistance.
No. By "full coverage," I assume you mean you have comprehensive and collision coverage. This does not include rental. You have to buy a special endorsement on your policy to get rental. Hitting a deer is a comprehensive claim and if you have rental, you will get a rental if the car is non-drivable or when it is in the shops for the repairs. If you did not buy rental, the insurance company does not have to pay. Check your coverages.
You don't have to live there as long as you are listed on the policy.
When you rent a luxury car in Dubai, it is essential to make sure that you have adequate insurance coverage. The available insurance policies vary depending on the rental company. Generally, the coverage will include third-party liability insurance and collision and theft coverage. However, if you want additional protection, you may be able to purchase additional coverage, such as personal accident insurance or roadside assistance. It is essential to read through the rental company’s policy to determine what kind of coverage is offered and how much it will cost. You should also check with your auto insurance provider to see what kind of coverage you already have and if any discounts are available for renting a car.
Your insurance company did not just decide not to cover you if you have an accident in a rental vehicle. You policy does not provide you with this type of coverage due to the circumstances. You could have prevented this situation by calling your insurance agent and asking this question before you rented the vehicle. If you were just renting a vehicle you could have paid the extra few dollars to the rental car company for physical damage deductible waiver coverage. There are several things you should have done before renting a vehicle that would have prevented this situation.
only if you are renting due to an accident and have full coverage insurance