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i have a default on my halifax loan account certain aspects of this loan ppi is in the

hands of the ombudsman will this effect me getting credit i want to by a car

many thanks Tony Dermody

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11y ago
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Q: How much will a Default notice affect my credit score?
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If you were evicted out of your apartment because of default but the default was your roommate's fault does it affect your credit score?

Yes


If you default on payments in Canada while living in the United States will it affect your credit score in the United States?

Yes, creditors watch your score on an international basis.


Does your age affect your credit score?

No, but your credit history accounts for about 15% of your credit score.


Does a business credit card affect credit score?

All loans and credit cards have an affect on your credit score. Failure to use your credit cards responsibly will reduce your credit score and increase your interest costs.


How does an eviction affect your credit score?

The eviction will not necessary affect your credit score, but you owe money that will be the entry that will affect the score. The eviction is a public record, searchable from a database but the funds owned is what affect your credit score especially if it is turned to a collection agency.


Does the credit score of an authorized user on your credit card affect your credit score?

No, the credit score of the authorized user will not affect the main cardholders credit score but the authorized users score can be affected as you can see creditcardideas.com/blog/adding-an-authorized-user-to-increase-credit-scores


How does opening a Mexican bank account and having a Mexican credit card affect your credit score in the US if you were to default or miss payments?

Nothing, you will have a bad record in Mexico not in the United States.


Does your low credit score affect your new husbands credit?

No, your low credit score should not affect your husband's credit score, unless the lender/bank uses both your information for the loan. Credit score is based on each individual's information.


If you check your credit report will it decrease your score?

No, checking your own credit score is called a "soft inquiry" and will not affect your credit score. Only "hard inquiries" - those from potential lenders affect your score.


How do you raise your credit score when it has been lowered due to credit inquiries?

Pay your bills. I don't know that a credit inquiry will lower your credit score. What does affect your credit score is not paying. Even if you pay late, it shows willingness to pay. But as far as someone checking your credit, I don't think that will actually affect your credit score. Pay your bills. I don't know that a credit inquiry will lower your credit score. What does affect your credit score is not paying. Even if you pay late, it shows willingness to pay. But as far as someone checking your credit, I don't think that will actually affect your credit score.


Does closing a cedit card by the consumer affect their credit negatively?

Closing an account will affect your credit score and decrease your score.


If you reduce your credit limit on a credit card does it affect your credit score?

yes, it will lower your FICO score.