Go ahead and get it fixed. If there is a $500 deductible and only paint was scraped I doubt your premium will increase at all especially if there was no two party claim.
I have to disagree with the previous answer. Having beeen with AAA for over 10 years having no tickets, accidents or claims I recently called for the first time about having to file a claim. The previous weekend I damaged my own vehicle while out camping and while there were no other cars, people or damage involved other then to my own vehicle. I was shocked when they told me that they will automatically be raising my premium $429.00 a year. This after over 10 years having multipile vehicles insured and also my homeowners policy. Needless to say I will be shopping around for another carrier.
yes
it depends upon how the car was damaged
If its comp and collision then it should be fully covered
Rental car insurance is a system of insurance you use when renting a car so that during the period you have it if it gets damaged you do not have to pay for it.
The cheapest car insurance in New Mexico is liability only car insurance. This insurance can cost as little as $60 a month.
Not to your home no, only to a reliable shop in the area where your car was hit/damaged, usually approved by your insurance company.
Perhaps if the car and the garage were both damaged, then you would collect from both. Most likely the car insurance covers the car only and the homeowners covers just the dwelling. Check with your insurance agent.
most time if the car was in an accident and is totaled you will have to by it back from your insurance company
it is covered by your home insurance
If your Motor Car policy covers First Party and your car gets damaged by a collision, the insurance co. will pay for that. Whereas when there is Third Party coverage in your policy and a third party's car gets damaged by your car, the third party's claim will be borne by the insurance co.
How do you get car insurance on the driver only
No, That's what Auto Insurance is for. Unless maybe your house fell on your car.