People never buy an American Express card as it is not a commodity, it is a credit card services- one of four offered in the United States of America. One in four card purchases is made with an AMEX in the USA.
One may visit the American Express website to apply online for a credit card. Results while usually be provided within a few minutes and often the decision may even be instant.
The eligibility criteria for the American Express Platinum Reserve Credit Card can vary depending on the country or region where you are applying, as well as the specific terms and conditions set by American Express. However, there are some common eligibility requirements that are typically considered: Age: Applicants are generally required to be at least 18 years old to apply for a credit card. In some regions, the minimum age may be higher. Income: American Express often sets a minimum income requirement for applicants. This requirement varies by country and can be relatively high for premium cards like the Platinum Reserve Credit Card to ensure that cardholders have the means to meet their financial obligations. Credit Score: A good to excellent credit score is typically required for approval. American Express will assess your creditworthiness during the application process, and a strong credit history is important. Residency Status: You may need to be a resident of the country where you are applying for the card. Existing American Express Relationship: In some cases, having an existing American Express account or a history of responsible credit card use with American Express may be beneficial. Other Factors: American Express may consider other factors such as your employment status, debt-to-income ratio, and overall financial stability when evaluating your eligibility. It's important to note that meeting these eligibility criteria does not guarantee approval for the American Express Platinum Reserve Credit Card. American Express conducts a thorough review of each application, and approval decisions are based on their assessment of your creditworthiness and financial situation.
"Relatively so, yes. The card does require a history of good credit, as do most credit cards. However, it is easy to sign up for, and often ideal for small businesses."
The introductory annual percentage rate (APR) on American Express credit cards vary by the card and the cardholder's credit. Rates can be as low as zero percent, but often range from 12.99 to 21.99 percent.
Finding a credit card with a bad credit score can be hard. The more you get refused, the worse your score gets. It is often suggested starting with a secured credit card to improve the score. Secured credit cards can be obtained at American Express and other providers.
It depends on how often you use you're American Express credit card as well as how much you charge on it. You can earn 2pts per dollar, and a $50 gift card can be 'bought' with around 9000 points.
Listing every single place that American Express cards are accepted in India is impossible since that number changes often. However, there is a better chance of having the cards accepted in tourist areas and large cities. There is less of a chance of them being accepted in rural areas or small towns.
The "Aqua Credit Card" is a credit card that helps repair bad credit. It is often used for people who obtain a poor credit score.
Some of the credit cards with the lowest rates include Blue Cash Everyday by American Express, Bank Americard Cash Rewards, and Capital One VentureOne. Often these low rates are starter rates that will go up after 6 months to a year, so read the terms carefully!
American Express is well known for offering deals to small businesses when they open new credit cards. They offer cash back on purchases and you can often write off the service fees. Try looking at creditcards.com/offers for more information about all types of cards available.
Social engineering is the act of tricking people into revealing sensitive information. This term is often associated with credit card fraud.
A loan shark is someone that lends people money that would not normally be able to get a loan from a bank due to bad credit ratings. So the reason that a loan shark will often target people with poor credit, is because the person is in desperate "need" of the money.