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How to cloud title?

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Anonymous

13y ago
Updated: 8/19/2019

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Can I sue a title company for not finding a cloud on a title?

YES, that is what title insurance is for!


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You answered your own question.


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How do you correct a cloud in the property title?

Depends on what the lien is for. It has to be satisfied and released by them-usually with money.


What is the title of the poem with the line 'a host of golden daffodils'?

I wandered lonely as a cloud by William WordsWorth


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Can a financial institution have the title insurance company pay off a mortgage based on a cloud on the title?

No.it's not a rule i advise you to visit this site to get your answer http://www.insurance-info.page.tl


Do city ordinances create a cloud on title if they restrict building specific structures?

No. Zoning ordinances restrict the use of property in certain ways. A violation of the ordinance does not call ownership into question. Infractions of zoning ordinances could result in civil penalties or "cease and desist" orders. Clouds on title refer to questions of ownership and and the possible impairment of ownership or dimunition of value should the cloud ripen. A cloud on title might ultimately result in losing ownership completely.


What is the proper wording to correct a cloud on title with a Quitclaim Deed?

A cloud on a title is not corrected simply by "proper wording" in a quitclaim deed.A cloud on a real estate title is some defect or potential defect in the owner's title. It arises from some claim against the owner's interest such as a lien, an easement, a court decree or very often a missing interest from some former owner who died.A cloud on the title, also called a title defect, can prevent the sale of a property until the defect is resolved. Many title defects can be resolved by recording missing documentation. For example:A missing heir can sometimes be found and will agree to execute a deed that conveys their missing interest.A probate can be filed for someone who died owning an interest in the property.A corrective deed can be recorded to correct an error in the description in an earlier deed in the chain of title if that former owner is still available.A discharge can be recorded for an old undischarged mortgage.An old tax taking can be redeemed by paying the outstanding tax bill.Some clouds can be addressed quite easily and with little expense. Others can be quite costly to solve if they can be solved. In cases where it's not possible to record corrective documentation, a cloud on the title must be removed by a judicial order.Representation by a knowledgeable attorney, a comprehensive title examination by a professional and an owner's title insurance policy from a conservative, reputable company can protect a property owner against any clouds arising after acquisition.


How do you sue your title insurance company for not finding a cloud on your title?

You file a claim with the title agency as to the disbute. Remember, only pre-existing conditions up to the date you purchased the property would be covered and you need to check your Owner's Policy to see if the issue you are concerned about was covered or excepted from coverage on your Policy before you file a claim. If the "cloud" is something that came about AFTER you purchased the property, it would not be covered.


Assessment is disputed on fully paid condo mortgage - what would a lien do?

The effect of a lien is to cloud title based on monies owed. The title cannot change hands without the removal of the lien, meaning the lien amount is paid before title is clear.