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If you are both signed for the loan, you are both responsible for the note. Even if your divorce decree states that your ex-husband is now solely responsible for the debt, the lender still considers the two of you responsible. You cannot simply remove your name from the obligation. The loan was made with consideration to both of you. The only way to be released from the debt is to have your ex-husband take a new loan and pay off the one that has you both now listed.
What else can I help you with?
Are individual states working on a way to stop wage garnishments?
Some people have fought for this cause. However, wage garnishments are still legal in many states.
How do I stop wage garnishments?
You will need to call the company that is doing the wage garnishments, and they can give you the information that is need to start the process. You will also need to talk to an attorney who can help you stop as you may have to file papers with the judge.
Does your employer have to agree to your wage garnishment or are they forced to?
It is not up to your employer. Wage garnishment is a matter of law, not preference. Most all employers are required by law to comply with a wage garnishment. At the present 4 US States- North Carolina,South Carolina,Texas and Pennsylvania do not allow wage garnishments at all except for debts related to taxes, child support, federally guaranteed student loans, and court-ordered fines or restitution... There are also several other types of employers that are not required to comply with wage garnishments at all whatsoever,even when those wage garnishments are ordered by a court....here are but a few of those> An employer that pays you totally in cash and requires you (the employee) to pay all the Federal,State and Local taxes each quarter yourself....is exzempt from complying with wage garnishments.. An employer that classifies you as a sub-contractor that is solely responsible for your own taxes,insurance,licensing ect is exzempt from complying with wage garnishments. An empolyer that pays waiters/waitresses the required $2.13 per hour in which the employees cash tips make up 75% of the employees pay are not required to comply with wage garnishments.. An employer that hires an employee on a temporary basis of 30 days or less is exzempt from complying with wage garnishments..
Does bankrupcty protect you from wage garnishment?
No bankruptcy will not protect you from wage garnishments for certain types of debt. For example, court ordered child support/past due child support, court ordered alimony/past due alimony,student loans, federal taxes,state taxes and county taxes are not covered under the protections of bankruptcy. Bankruptcy will also not protect you from wage garnisments for court ordered fines,restitution.
What does it mean when ordered that any wage orders are hereby vacated in chapter 13 bankruptcy court.?
Garnishments must cease.
Can wages be garnished for medical bills in Ohio?
Yes wage garnishments are allowed in OH, providing there is a court awarded judgment.
Can Bank of America Credit card wage garnishment if I live in Utah?
No. not without a Court Judgment and only if State law permits it. Some states allow wage garnishments and others do not.
Can they inforce wage garnishments if you did not sign any forms?
Yes. Wages are garnished by means of a court order, it is not required that the garnishee be agreeable to the action.
what % is wage ganishments in Pa?
Pennsylvania does not permit wage garnishments from credit cards or loans.
In Tennessee how many multiple wage garnishments are allowed by law?
The state does not allow simultaneous wage garnishment. One garnishment action by a creditor must be completed before another can be instated. Note: Garnishments for tax arrearages and/or child support are not "true" garnishments and they can be active in conjuction with a creditor wage garnishment.
Can wages be garnished if you do not make enough?
Bankruptcy can actually stop wage garnishments. If you can provide proof of financial hardship, wages won't be garnished during the bankruptcy.
Can they Garnish wages on unsecured debt?
It depends on the state that you live in. Google "your state wage garnishments" and this should list your state and it will go into detail what can happen. Thank God I live in TEXAS...where they prohibit wage garnishments!!
