It will usually increase your premiums if your insurance company finds out about. Sometimes your current company will not run your motor vehicle record but sometimes they will.
if you dont pay it and get suspended yes it will affect you insurance
Yes.
Yes
Yes. That's a pretty big ticket.
Yes, it will most likely raise your medical coverages.
No. Because the camera photos can identify your vehicle's plates, but cannot necessarily identify who was driving the vehicle at the time the photo was taken, the camera ticket will not affect your insurance in Louisiana (or most states).
If you do not go to traffic school to get the ticket removed from your record then yes it can affect your rates. However depending on the length of time you have had your insurance, the company, and your specific policy, then your insurance company can choose not to change your rates.
No....a binder is a form of proof of insurance
The ticket points immediately go on the license and remain there for three years. The insurance rates will not change unless the policy changes or is being renewed.
The speeding ticket will go on your driving record. As to whether or not it will increase your auto insurance rate is really up to your insurance company. Many companies will not increase your rate for one minor violation if you only have one on your record. Many states and insurance companies recognize a ticket at or over 20 mph over the speed limit as a major violation instead of a minor violation.
August 1, 1876
It generally takes between 1-2 tickets to change your insurance rate. Redlight camera ticket in California = 1 point, increased my insurance by 38% !!