The health care reform will have many affects on health insurance. Here are some of the key changes:
-The idividual mandate requires that almost all americans sign up for a health insurance plan in 2014.
-Insurance companies are no longer allowed to base plan rates on pre-existing conditions. Premium rates are allowed to be based on age, tobacco use, family size, and geogrphy only.
-All insurance plans must cover a set of essential health benefits.
-Insurance companies must guarantee renewability
-Insurers are required to maintain a single state-wide risk pool for both individuals and small businesses
-All premium rate increases must be reported
Vergil N. Slee has written: 'Health Care Reform Terms' 'Health care reform terms' -- subject(s): Dictionaries, Health Insurance, Health care reform, Health planning, Insurance, Health, Medical care, Medical economics
Health insurance reform was an option where the government provides health care for everyone, by providing affordable insurance. This does not require learning a lot about financing, but it does require reading about the different options given by the reform.
By "Obama Health," I assume you mean, health insurance reform. The government will not be taking over any private insurance provider as a result of health insurance reform.
The main purpose of the health care reform is to help out the 50 million people on America who do not have health insurance and to help people who have health care conditions but are being refused coverage from insurance companies, or are being charged huge prices.
If you mean, "why," one possible reason is that health insurance reform required health insurance companies to spend the money they receive in premiums on, um, actual health care and not excessive overhead such as inflated executive compensation. .
Paul Starr has written: 'Paul Starr on Beauty' 'Remedy and reaction' -- subject(s): History, 21st Century, Health care reform, Insurance Coverage, Health Insurance, Health Care Reform, History, 20th Century, Politics, Medical policy, History 'Paul Starr on women and beauty' -- subject(s): Beauty culture, Celebrities, Cosmetics, Glamour photography, Interviews 'The logic of health-care reform' -- subject(s): Finance, Government policy, Health Insurance, Health care reform, Insurance, Health, Medical care, Health insurance 'The Limits of Privatization' 'Freedom's Power' -- subject(s): Liberalism
Robert L. Laszewski has written: 'Health care reform and the property/casualty insurance industry' -- subject(s): Casualty Insurance, Health care reform, Insurance, Casualty, Workers' compensation
Prices may increase if all people are required to buy insurance, but if this is deemed unconstitutional (likely to be the case), expect prices to fall.
Richard K. Kischuk has written: 'Group health plans' -- subject(s): Finance, Group Insurance, Health Insurance, Health care reform, Insurance, Group, Insurance, Health, Medical care, Medical policy, Public opinion
yes
There are no age limits in health insurance reform - it is intended to make health care available to everyone.
Takes away the monopoly the insurance and Pharmacorps have on the Health care industry. But I guess that is only a disadvantage if you are a CEO or a Republican...