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How will my insurance pay for replacing for my floors in my house with water damages?
Wiki User
∙ 8y ago
It really just depends on the type of policy you purchased and what all it covers. Not all home insurance policies are the same. The best source for information regarding your coverage is your insurer.
Wiki User
∙ 8y ago
Wiki User
∙ 6y agoFirst thing that has to be determined is the cause of the damage. Water damage may or may not be covered under your homeowners policy. If you give me more information, I will be able to give you a better answer.
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Does property insurance cover damages caused by a tree falling on my house?
Definetely you can claim for the damages caused by the tree falling on your house. The Insurance companies cover these damages under the property insurance. Just you have provide the photos of the damaged house aas an evidence to claim your money.
What types of damages does buildings and contents insurance cover?
Building and content insurance coverage can be bought individually or together as a package. Building insurance covers damage to the building such as damage to the roof, walls and floors. Contents insurance on the other hand, covers damage or loss to the personal contents that are contained in the house.
Does homeowner's insurance cover engine failure?
No, homeowner's insurance only overs damages on the house.
Can you claim on your insurance if a neighbors tree damages your house?
Probably. Contact your insurance. They may file against your neighbor's insurance.
What are types of insurance with an example of when your insurance company would make a payment?
Auto insurance: An accident that damages your vehicleDisability insurance: An injury that causes you to lose wagesHomeowners insurance: A fire in your house that damages your personal possessionsHealth insurance: An illness that involves a trip to the doctor.
Does homeowner insurance cover damages made by your car to your neibord house?
Your Auto Liability Insurance will offer coverages for damages resulting from automobile ownership. Homeowners Insurance does not cover autos or auto accidents.
Describe the damages that content house insurance does and does not pay?
Content house insurance covers the items, or content, of the home itself. It does not cover the home as a structure and you will need separate insurance for that.
What exactly is house contents insurance?
House contents insurance provides insurance coverage for the possessions in your house in case of fire, theft or other damages. If you have a lot of things or your possessions are worth a lot of money you should have this type of insurance.
Will homeowners insurance cover damages caused by structural defects?
No. If your house been built fairly recently, then the contractor who built your house may be lible for damages. If he is a licensed contractor, then he will (should!) be bonded, which should cover the damages.
Hit a house with no insurance?
If you had no insurance, and hit a house, your 100 percent responsible for all the damages to that house. If you had no auto liability insurance, they will personally come after you and your assets, and your license will probably be revoked. It will most likely be revoked until you pay back the insurance company for all damages. In Colorado, the fine for driving with out insurance is a 500 dollar fine, then they make you get Sr-22 insurance. I have no idea what will happen in your scenario, but to put it frank, your are screwed.
Why is having 21st century insurance important?
Having insurance in general is important; auto insurance especially. Not only is it illegal to drive without auto insurance, but if a person were to get into a car accident, he/she would have to exchange insurance information with the other person involved in the accident. A hefty fine can follow if he/she does not have insurance. The insurance will pay for the damages done so that he/she does not have to pay out of pocket. The same goes for homeowners' insurance. If damages are done to a person's house, then the insurance will pay for the damages. Overall, it doesn't matter if it is 21st Century Insurance or another insurance company. Insurance is very important to have.
Does homeowners insurance cover replacing windows that failed due to house settling?
No. Settling is not a covered cause.
