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Q: How you can access to yahoomail account when you are living in Iran with filtering?
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Can a bank allow one partner as in man and woman living togetherto freeze a joint account without any questions being asked so that only she has access to his wages?

No, if the person is a signed holder on the account, they can not be removed or denied access to the account


My mother passed recently and had no living will.I am her only child. Do I have to go through probate to access funds in her bank account?

Yes, this must go through probate. The only exception is if you are already a joint account holder or if she had an "in the event of death" beneficiary on the account with your name on it.


When there is a joint account and two attorneys-in-fact under a POA with only one listed as the joint account owner who has authority to make transactions?

A joint account passes to the surviving account owner if the co-owner has died.If a person who has executed a POA is a joint owner of an account, their attorney-in-fact can access that account, or any account, on behalf of the principal while the principal is living unless the principal excluded authority over that account from the POA. Any attorney-in-fact stands in for the principal in such matters as banking when the principal has requested that they do so.A co-owner has free access to any joint accounts they own.


Can I as executor and having joint account with my mother write checks to my siblings without a lawyer since my mother lives with me and has no debts?

Your status as executor has no bearing as to whether you have access to your mother's finances while she is living. Additionally, whether you live with your mother or whether she has debts or not has no bearing as to whether you have access to her finances. What you need is a power of attorney. That being said, if you are also named on your mother's bank account as an account owner, then you have full access to write checks on that account just like she does. Be careful that you are not listed as TOD (Transfer on Death) or POD (Pay on Death) though instead of an actual account owner. Those who are listed as TOD or POD have no right to the account funds until the account owner dies.


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If that person is still living there is really no way for you to access that information unless you have permitted access to their private and personal records. You would need to ask them.


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Scottrade requires that you have a permanent address in the US. If they were to find out that you were no longer living in the US they would indeed close the account.


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