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IN CA When you do not have any insurance and the person who took your car without permission has no insurance and causes an accident can the other parties insurance co sue the owner of the vehicle?
Wiki User
∙ 16y ago
California is a mandatory insurance state. Under California tort law you would be able to be sued for not having insurance as mandated by law.
Wiki User
∙ 16y ago
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If a person has permission from you to drive your car and then has an accident can the damage be claimed under their insurance instead of yours?
No, the vehicle's owner's insurance is liable. The insurance is on the specific vehicle, not on the driver. It does not seem fair, but that is the way it is. Nathan C
What if both parties only have liability insurance after a car accident?
If you were at fault, your insurance co will cover the damages to the other vehicle ONLY, not your....and vise virsa.
What does liabilty insurance cover?
Auto liability insurance covers physical damage to the other vehicle if you are at fault. It also covers injuries for parties in the other vehicle when the accident was your fault. It does not provide any coverage for your vehicle, you, or passengers.
What might happen if an uninsured driver had an accident and received a DUI in your vehicle?
First of all, if the driver was driving your vehicle with your permission, your auto insurance will cover the accident expenses. Automobile insurance is issued to cover the vehicle. If the vehicle was stolen, that's quite a different matter - your local law enforcement agency will have better information.
Which insurance would be liable if our 16 year old son was involved in an accident driving someone elses auto with their permission ours or the owners?
The owners insurance will be responsible for coverage in an accident involving permissive use of their vehicle.
Can you drive a mans car without permission from his spouse?
I would not drive a man's car if his wife said I couldn't no matter what. Legally, the person who is the policyholder on the insurance and the owner of the vehicle has to give you permission to drive. If you drive it on a regular basis, you must be listed as a driver on the insurance policy. If you drive the car without permission, and have an accident, you will not have coverage under the insurance policy.
Is your insurance provider notified and will your insurance cover the damages when an unlicensed driver takes your vehicle without permission and is involved in an accident?
The answer should be yes to both parts of the question. You should notify them.
If someone was driving your vehicle with your permission and was at fault in an accident will it go on your motor vehicle record that you were at fault?
While your insurance company only cares who pays the insurance policy, the DMV doesn't care who owns the car. The driver who causes the accident will have it show up on his/her driving record (if there was a ticket issued).
Will homeowner's insurance cover a vehicle accident for the passenger injured?
NO, that's what the vehicle insurance is for.
What happens if an uninsured driver borrows your insured car and gets in an accident?
Depends on the state laws. Typically driver insurance coverage is extended to any driver of the vehicle insured. Insurance covers the vehicle and any legally licensed driver with permission to operate the vehicle.
Your boyfriend who is a fully comprehensive driver aged 21 drove your car with permission a accident occured with another vehicle both failed to stop you are now being claimed against what happens now?
Your insurance will pay for the other persons car, and their insurance (if they have it) will pay for yours, if not, you can sue them. This is assuming that both parties are legally at fault.
Does your parent's insurance cover you if you get in an accident when driving a friend's car?
secondary to the policy insuring the vehicle you drove with permission....barring any exclusions on your parents policy ....
