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California is a mandatory insurance state. Under California tort law you would be able to be sued for not having insurance as mandated by law.

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โˆ™ 2007-07-05 16:31:43
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Q: IN CA When you do not have any insurance and the person who took your car without permission has no insurance and causes an accident can the other parties insurance co sue the owner of the vehicle?
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Related questions

If a person has permission from you to drive your car and then has an accident can the damage be claimed under their insurance instead of yours?

No, the vehicle's owner's insurance is liable. The insurance is on the specific vehicle, not on the driver. It does not seem fair, but that is the way it is. Nathan C


What if both parties only have liability insurance after a car accident?

If you were at fault, your insurance co will cover the damages to the other vehicle ONLY, not your....and vise virsa.


What does liabilty insurance cover?

Auto liability insurance covers physical damage to the other vehicle if you are at fault. It also covers injuries for parties in the other vehicle when the accident was your fault. It does not provide any coverage for your vehicle, you, or passengers.


What might happen if an uninsured driver had an accident and received a DUI in your vehicle?

First of all, if the driver was driving your vehicle with your permission, your auto insurance will cover the accident expenses. Automobile insurance is issued to cover the vehicle. If the vehicle was stolen, that's quite a different matter - your local law enforcement agency will have better information.


Which insurance would be liable if our 16 year old son was involved in an accident driving someone elses auto with their permission ours or the owners?

The owners insurance will be responsible for coverage in an accident involving permissive use of their vehicle.


Will homeowner's insurance cover a vehicle accident for the passenger injured?

NO, that's what the vehicle insurance is for.


Can you drive a mans car without permission from his spouse?

I would not drive a man's car if his wife said I couldn't no matter what. Legally, the person who is the policyholder on the insurance and the owner of the vehicle has to give you permission to drive. If you drive it on a regular basis, you must be listed as a driver on the insurance policy. If you drive the car without permission, and have an accident, you will not have coverage under the insurance policy.


Is your insurance provider notified and will your insurance cover the damages when an unlicensed driver takes your vehicle without permission and is involved in an accident?

The answer should be yes to both parts of the question. You should notify them.


If someone was driving your vehicle with your permission and was at fault in an accident will it go on your motor vehicle record that you were at fault?

While your insurance company only cares who pays the insurance policy, the DMV doesn't care who owns the car. The driver who causes the accident will have it show up on his/her driving record (if there was a ticket issued).


What happens if an uninsured driver borrows your insured car and gets in an accident?

Depends on the state laws. Typically driver insurance coverage is extended to any driver of the vehicle insured. Insurance covers the vehicle and any legally licensed driver with permission to operate the vehicle.


Would insurance cover the accident if you were in an accident but were not on the insurance policy but you had your own vehicle and insurance on it?

If the car that was involved, in an acident was insured yea!


What kind of vehicle insurance is required by state law in Louisiana?

In Louisiana, state law requires all drivers to have insurance. To drive, a person must have insurance in case they are in an accident, so the parties involved can be taken care of.


Your boyfriend who is a fully comprehensive driver aged 21 drove your car with permission a accident occured with another vehicle both failed to stop you are now being claimed against what happens now?

Your insurance will pay for the other persons car, and their insurance (if they have it) will pay for yours, if not, you can sue them. This is assuming that both parties are legally at fault.


What auto insurance do you bill if you where a passenger in auto accident?

You should be talking to the insurance company that insures the vehicle you were a passenger in. If it was a single vehicle accident they will be responsible but if it wasn't then the at fault drivers insurance would cover it.


If you have an accident with your husband's vehicle which has only PLPD insurance can he make a claim against the full coverage on your vehicle?

No. If you had an accident with your husbands car and you were at fault with only PLPD insurance, the damages to your vehicle would not be covered.


What should you do in a car accident?

Get out of vehicle safely, check for possible injuries to all parties, and ask the other driver to exchange drivers license and insurance information. Notify Insurance within 5 days.


Can you hold a person liable if person is excluded on insurance an gets into wreck?

What do you mean hold them liable. If you gave them permission to drive your vehicle and you had excluded them on your policy, the insurance company will not pay any part of the claim. More than likely you, as owner of the vehicle will be the primary target. If the accident involves another car you will be primarily responsible for their damages and injuries as well as the damage to your vehicle. You can try to implicate the driver but it is your vehicle, your insurance and exclusion that you signed, and you gave this person permission to drive your vehicle, knowing what you do about them.


Will insurance cover the cost of a claim if your vehicle is unregistered and im at fault?

The registration of the vehicle has really nothing to do with the insurance. If you have valid insurance at the time of the accident, then you will have coverage for the type of coverages on your policy. If you only had liability, then the other parties vehicle will be covered as well as injuries of the other party. Your car will not be fixed under liability, you have to have physical damage coverage for your vehicle to be repaired.


Why is commercial vehicle insurance necessary?

A commercial vehicle insurance is necessary to insure the parties involve in any auto accidents


Why is it advisable to purchase auto insurance?

If you drive a motor vehicle without insurance and you are involved in a major accident where you are at fault, you could be sued for several million dollars if other parties in the accident are badly injured or killed. It's just not worth the risk.


Who pays when there is an accident involving a vehicle that is insured by someone other than the owner of the vehicle?

Insurance stays with the vehicle, barring any policly exclusions to the contrary, the insurance that covers the vehicle covers that vehicles actions. If you allow someone to drive your vehicle and they have an accident that is their fault your insurance will be the one that takes care of the damages.


What is a type of vehicle insurance that covers damage sustained by the insured's vehicle in an accident?

Collision


What if a fraudulent vehicle accident and there is no damage to either vehicle?

Then the people will be charged with insurance fraud.


If you have full coverage insurance and a person who is not on the policy gets into an accident what happens?

It depends on the policy provider but my Allstate Insurance covers licensed drivers who drive my vehicle with my permission. Mine also covers me when I drive an uninsured car.


If you have auto insurance get into an accident while driving someone elses vehicle will you be covered by your insurance?

You should immediately report the accident both to your own insurance company and to the vehicle owner's insurance company. Depending upon which state you are in, either one or both insurance companies is responsible.