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I am a General Motors retiree. Where can I get a policy since I lost my coverage?
Wiki User
∙ 14y ago
Cobra law requires an employer if there is more than 20 employees to provide you with the continuation of the group health policy. You will have to contact GM about this.
Wiki User
∙ 14y ago
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What does general liability cover?
The amount of coverage and the specifics of coverage will vary from policy to policy. In general liability insurance will cover damages to individuals or entities other than the insured individual. For example, in auto insurance liability insurance will provide for individuals injured in an accident excluding the policy holder.
What does general liability insurance cover?
The amount of coverage and the specifics of coverage will vary from policy to policy. In general liability insurance will cover damages to individuals or entities other than the insured individual. For example, in auto insurance liability insurance will provide for individuals injured in an accident excluding the policy holder.
Can you begin an insurance policy before buying a car in case the lender requires prior coverage?
from a General AgentYes you can start the policy and pay premium but the actual coverage will commence when you take possession of the vehicle.
Does a commercial general liability policy also provide excess vehicular liability coverage beyond the coverage in the driver's separate mva policy?
No. A commercial liability policy specifically excludes liability arising out of the ownership, maintenance or use of a motor vehicle.
What is the right insurance coverage for an HVAC service and maintenance contractor?
"Commercial General Liability" is the appropriate coverage policy type for an HVAC service technician or company.
Would I be covered on a business fleet insurance policy if I am not listed as a driver?
In terms of Auto Liability...this depends.... 1. Does the policy excluded unscheduled drivers? If so, no coverage for you. 2. Did you have permission to use the vehicle? If not, no coverage for you. If the policy does not exclude unscheduled drivers, and you have permission to use the vehicle, the policy should afford coverage for incidents where you are the driver. In terms of Medical Payments or other benefit to YOU as the driver.... 1. Same questions as above, and more importantly... 2. Is Medical Payments and/or "PIP" coverage is provided on the policy? If no, no coverage for you. If no Medical Payments and/or "PIP" coverage is provided on the policy, you would need to seek coverage under the Workers Compensation policy. If you are an Excluded Owner under that WC policy, there would be no coverage for you here either. Remember, these answers are "general" in nature, and may not reflect the exact response from your insurer. I highly recommend contacting your agent for clarification of coverage.
How do I get immediate healthcare coverage?
You can get immediate healthcare coverage by contacting an insurance agency and applying immediately. In general, the policy will become active as soon as your first payment is received.
What insurance coverage covers rental cars or other cars?
I believe that AAA and State Farm do this automatically. But in general, you should be able to get a policy that includes rental car coverage in case of accident. There may be an additional cost to that policy.
Why are you advertising AIG insurance company as THE provider of non-owner auto liability insurance when the do NOT sell such coverage?
AIG, like most other companies, will only sell this coverage in conjunction with either a general liablity policy or a commercial auto policy. It is not available as a stand-alone coverage.
Are defense expenses paid in a contractors professional liability policy?
A Professional liability insurance Policy, as well as a contractors General Liability Insurance policy will provide coverage for the cost of legal defense.
Components to liability coverage under an auto policy?
Liability Coverage under an auto policy has what components: Medical payments Collision Comprehensive None of these Liability Coverage under an auto policy has what components: Medical payments Collision Comprehensive None of these Liability Coverage under an auto policy has what components: Liability Coverage under an auto policy has what components:
Would a General liability policy afford coverage to cars parked in a parking lot during insured's event at a school?
If you purchased the proper coverage including coverage for the parking lot service then yes it would cover certain damages that you may be held liable for. If your insurer was unaware of this part of your operation then there is likely no coverage for it as it would not have known to schedule it on your policy.
