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I have not paid my credit card bills for over five years and I have no job and have disappaeared off the charts how long will they look for me?
Wiki User
∙ 12y ago
You need to check your states statute of limitations for being sued concerning a credit card. I live in Florida. The SOL for this state is five years. After that point the credit provider can still report the debt, but cannot sue for it, even if the account is sold to a collection agency. The date of last activity on your credit card will be the starting date for the SOL.
Wiki User
∙ 12y ago
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How long do you save credit card bills?
five years
How long are unpaid medical bills on your credit score?
Unpaid medical bills are on your credit score until they are settled with the company that issued the bills or written off of the credit report. This could be for many years if you are making payments on the account or might end more quickly if you have declared bankruptcy.
How do you reestablish your credit after a foreclosure?
Normally it takes 7 years for a foreclosure to expunge from your credit report. However it that meantime, paying bills early, paying more then minimum on credit card bills. Just managing your money in general. Slowly over time it will improve.
What can I do to errase old credit card bills from 7 years ago?
Dispute with CRA's as too old to report
Is debt older than seven years old supposed to be removed from your credit weather is paid or not?
No. Pay your bills.
How long does it take a foreclosed house to get off your credit record?
A foreclosed home can take seven years before it is taken off your credit report. You can build your credit back up in about three years if you continue to pay all your bills on time.
How do you raise a 510 credit score and have nothing in collections?
By paying your bills on time. Also just waiting bad credit only stays on your report for 7 years
When filing a Chapter 7 bankuptcy can you list old bills inadvertently left off your Ch 7 from 10 years ago?
If the old bills are at least 10 years old they are probably not on your credit. I'm not positive but I think debts can only stay on your credit for the same amount of time that a bankruptcy can.
Will paid bills remain on your credit report?
Short Answer: Yes. If you were deliquent, and then paid, it will show that you paid, but were late. And that stays on your credit for seven years. Sometimes you can negotiate with the collection firm to have it removed from your credit in exchange for payment.
How can you rebuild your credit after a foreclosure?
Pay you bills on time. Try to get some kind of credit and make sure it is paid on or before the due date. That is what we are doing after our foreclosure 2 years ago.
What is the limit of credit history on a credit report?
Seven to Ten years. Any bad marks on your credit history can and most likely will remain with you for 7 to 10 years before they are wiped off you record. This is why it is so very important to keep a clean credit history, pay all you bills on time, etc. One little late payment will mar your credit history for many years.
What is A years-long record of how well a person pays their bills and is financially responsible?
When a person does not have credit but has a history of paying their bills on time, they can request a letter of credit from companies such as the telephone company. Typically a minimum of a one year period has to be paid on time in order to request this letter.
