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Renters InsuranceNo. Your renters Insurance Policy is personal lines residential tenants coverage. It should provide coverage for your "Personal Property" and may have some liability and personal injury coverage as well.

Your Renters or "Tenants Policy" would not cover your business property nor the property of another person. Your landlord is expected to have his own property coverage.

If you need coverage for your business property you would need to pick up a business owners insurance policy. Your personal lines residential rental policy would not cover your business property.

AnswerYou'd have to examine the contents of your vehicle insurance policy to determine what would be covered.
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βˆ™ 2012-02-17 02:04:49
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Q: I rent a home with a detached shop that I run a business out of. If my car damages the building and my business contents will my comprehensive pay for my assets and the landlords building?
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Related questions

What insurance do landlords need?

Landlords can purchase landlord or rental property insurance to protect their properties. A landlord insurance should cover the building and any contents that are the property of the landlord.


Is landlords contents insurance good?

Landlords Insurance offers landlords contents insurance policies. It is a specialize insurance for landlords that protects them against property damages or losses. It is a good policy to have if you are a landlord.


Do you need home insurance if you are renting?

Not for the building fabric - that should be the landlords responsibility, but you would benefit from contents insurance (in case you are robbed etc.).


Where can one find information on contents insurance for landlords?

Information about contents insurance for landlords can be found on the websites of companies that provide such a service. A company known to provide contents insurance is Homelet. Information and comparison of other companies can be viewed by using the services of websites, such as Compare the Market and Money Supermarket.


How much does it cost to insure a building and its contents?

The cost to insure a building and its contents varies greatly by size, location and value of contents.


Does the building owner s property insurance ever cover the tenant's personal property?

Landlords contents and communal contents may be insured, but it is very unlikely that the tenants personal items would be included on a general buildings policy.


What is the inventory?

Inventory is the complete list of stock a business has on hand - ready for use or sale. It can also apply to the contents of a building, or home.


What is "Landlords contents insurance"?

The purpose of obtaining Landlord Contents Insurance is to protect the landlord from damage or loss caused by tenants. This insurance may cover appliances, fixtures, and furnishings.


What is the purpose of building and contents insurance?

The purpose of building and contents insurance is to protect homeowners from the damage done by natural disasters, such as hurricanes, to their homes.


What are the best insurance policies covering landlords contents?

There are plenty of top rated insurance policies covering landlord contents. These insurance policies include Allstate, Compare The Market, and many more.


What are the companies where one can obtain building and contents insurance from?

ibank dot com is a place where one can find more information on insuring the building and the property within the building. These kind of insurances will be helpful for covering expenses on damages to the building and the contents within the building.


How does one get building contents insurance?

In order to obtain building contents insurance, one needs to own a building and add it to their insurance policy. It can be added to almost any pre-existing insurance policies.

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