Insurance companies examine all claims very carefully and if there are any discrepancies they will not pay out on claims. Obviously in your case there was some discrepacy. If you feel that you do deserve compensation then you can contact the insurance ombudsman.
If the accident was reported to the police at the time it occurred, I believe a report can be filed, although it should have been filed ASAP. Check with your insurance company and state regulations.
Great Eastern, check with bank negara report. The biggest insurance company in Malaysia
Yes, if a police report was filed then it is probably on your motor vehicle report. The good news is that with most insurance companies, if the insurance company did not pay any loss or no more than $400 then the accident is not chargeable. If it was a one car accident, no problem, otherwise you may want to check to make sure nothing was paid to the other party or their company without your knowledge. As a matter of full disclosure, I own and operate a small Independent Insurance Agency and have for the part 22 years. Before that I worked as an agent for a direct writer insurance company.
There are several different options in order to get an Accident Cover insurance. Depending on the country one lives in one might check for example "Aviva plc" (British insurance company) or "eHealthInsurance" (American company) - just to list two of them.
It depends on if you have a lien placed on your vehicle (by you lender. If you own the car free and clear, you can take the insurance money and not repair the car, but if there is a lien on your vehicle more often than not the insurance company will make the check out to you and your bank.
If the other company only gave you the deductible amount, then probably not. But if both paid you the full amount, then you should turn the other company's check to yours. If the larger check came from the other driver's insurance, I'd return the check from your own insurance company - you're entitled to the deductible amount, if you're not at fault.
You need to check with your agent or policy services for you company. They can tell you their rules for accident/claims related rate increases.
If some one bought a vehicle from you with a forged check, or forged an insurance claim check,you need to make a police report AND a file a notarized forgery certificate with your bank.
If you take it to your insurance company they should be able to locate the policy number be reading the letters. My son was involved in an accident with someone who did not speak English. The police gathered the man's information and my son assumed that the name of his insurance company would be on the police report. It was not and our insurance company (Liberty Mutual) said they could not determine the name of the other driver's insurance company by the policy #. Does anyone know what company issues auto insurance with the prefix APV in the policy number? i believe APV is travelers
Always if in California. Check your local DMV office. But many people do not and the insurance company will figure it out anyway.
That depends on the insurance company. Some will send you a check, and others will only pay the shop.
Need to check the state law for the statute of limitations for property damage claims.