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That depends on the insurance company. Some will send you a check, and others will only pay the shop.

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2010-07-25 23:13:38
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Which of these groups of drivers would have the highest insurance rates

What type of insurance coverage includes bodily injury and property damage coverage

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Q: Car accident and insurance paying for damages-deductiablewill they send the check if I don't put the car in the shop?
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Your car was totaled in a cardeer accident the insurance was in a friends name and a check was mailed by the insurance whos check is it mine or his?

Legally, its the friends because the insurance was in the friends name. Insurance checks are meant to be used on repairs to the vehicle or toward the purchase of a new vehicle. So you could try to force the friend to use the check toward the vehicle by taking them to court. Or you can start paying for your own insurance and not have to worry about the loyalty of your friends.


How long do you have to file an insurance claim after an accident?

Each state has different time periods of filing an insurance claim after an accident. Check with you state to make sure you do not miss the filing period.


You have no motorcycle license and you had an accident on the motorcycle will your insurance pay?

You can't claim insurance pay if you got accident instead of your license.


Can you get insurance after an accident?

You can it just wont help that current accident (only future accidents)and the rates will be higher priced. If you want to get cheap rates following your accident (which is normally hard to do), you can check out 4autoinsurancequote, which is offering insurance coverage starting at $20/month.


If you are driving your friend car and you get in an accident would the insurance cover the claim?

Only if the insurance covers more than one driver. Check the policy.


Can you request a check for damages from the insurance company of the driver who caused the accident and not get your car repaired after an auto accident?

It depends on if you have a lien placed on your vehicle (by you lender. If you own the car free and clear, you can take the insurance money and not repair the car, but if there is a lien on your vehicle more often than not the insurance company will make the check out to you and your bank.


Will a no fault accident raise your insurance rates?

You need to check with your agent or policy services for you company. They can tell you their rules for accident/claims related rate increases.


How can one get an Accident cover insurance?

There are several different options in order to get an Accident Cover insurance. Depending on the country one lives in one might check for example "Aviva plc" (British insurance company) or "eHealthInsurance" (American company) - just to list two of them.


Do all car insurance plans provide a loaner car when your car is in the shop after an accident?

Not all car insurance plans provide loaner cars when your car is in the shop after an accident. This is a convenience which may or may not be offered. Check with your insurance company to see if this service is provided.


Do you have to give someone your insurance information after an auto accident?

Always if in California. Check your local DMV office. But many people do not and the insurance company will figure it out anyway.


What if someone is driving your car and has an accident will your full coverage insurance cover it?

Usually yes. It depends on the brand of insurance though. You should check with your provider to be sure.


Can you pay out of pocket to repair damage from an accident as opposed to going through your insurance company?

Yes. It's unusual, but not illegal. I did this a couple of years ago, to keep my insurance payments down. Sometimes bodyshops and such are set up just to deal with insurance claims, so you will need to explain that you are paying out of your own pocket (usually by bank check) but they were pretty friendly about it.

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