Both drivers are considered in setting the price of the insurance policy. The second person is not an add-on, like a second phone or whatever. It is usually cheaper for two people to be on the same policy, if they have good driving records and are over 25.
Usually one person can obtain insurance more inexpensively than a group of people can. More people requires more risk, so the insurance company will charge a higher premium.
No. Only the State can bring a criminal charge against someone. It is doubtful that the Insurance Company would even have standing to file a complaint in such a matter.
You will have to check with the insurance company. Because a person with a permit has to have a licensed driver in the car, some insurance companies will not charge anything. Others may, it depends on the company.
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You need to contact the insurance company to find out. Unfortunately, there is no easy way to find out what insurance company, if any, the person was using. But here are a few hints: If you have access to the person's records, look through the files for a copy of the policy or cancelled checks to an insurance company. If the person had auto or home insurance, contact that company. Many people keep all their insurance policies with one company. Ask relatives of the person who died, if they know of a life insurance policy and if so, with what company. Contact their state Office of Unclaimed Property, they would have a record of the insurance payments.
The subscriber on a insurance card is the person or company of which the bill is sent to. The subscriber may have many people on one insurance policy.
The advertising person, manager, or advertising department. The person, people, have the responsibility for how a product or service is presented.
The Insured Person will receive an EOB (Explanation of Benefits) from the insurance company which explains the payment by the insurance company, the allowed charge based on contract rates with the provider, and the remaining amount if any that is due from the patient to the provider.
The definition of an ideal company varies from person to person. Some people will consider the ideal company to be one that offers insurance and others will be interested in flexible schedules.
This is another case of where the CLUE system shows someone who gets their mail at your address. This simply gives the insurance company a reason to ask you if this person lives in your household and should they be listed as a driver on your insurance application. If the person never drives your vehicles then you just state this to company in writing and there is no charge for that person on your insurance. You just need to remember that you stated this to the company so then don't lend them your car because they will not be covered.
The insurance company.
First, you cannot find out what insurance company another person uses as this is a privacy issue. If you have had an accident with this person, the insurance company will be listed on the accident report. This is your only option for getting the insurance company name, unless the person wishes to tell you.