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If I didn't have renters insurance at the time of my accident at my apartment can I sue my landlord?
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Does landlord insurance provide protection for a renter?
No, landlord insurance does not provide protection to the renter. Landlord insurance simply covers the landlord if an issue that is of their fault arises. All other issues are at the renter's responsibility. All renters should acquire renters insurance.
Do I need to purchase rental insurance for living in furnished apartments?
This depends on your landlord. Even if your landlord doesn't require renters insurance, you should buy a policy anyway, since you're going to have stuff of your own in your apartment.
Does your landlord have to repay the insurance company fo your renters insurance settlement?
no
If I am renting an apartment and it floods multiple times due to a faulty drain outside of the apartment what are my responsibilities and what are my landlord's?
Your lease should answer all of these questions. The landlord should take care of what is theirs (carpets, drywall, etc.) They will not cover the contents of your apartment. This is why you should always get renters insurance!
What does renters insurance cover in my apartment?
Renters insurance covers things of value in your apartment. It also covers you in case your apartment becomes unlivable and will reimburse rent for temporary living elsewhere.
Is it legal for a landlord to request renters insurance in the state of California?
Apparently, it is. I lived in Southern CA. in an apartment complex that kept flooding. So when the owner got everything fixed, he required renters insurance so that he couldn't be sued if it flooded again.
If you rent an apartment should you get home owners insurance?
If you rent an apartment, you don't need homeOWNERS insurance, but you you definitely need Renters Insurance, which is a form of homeowners insurance. Most renters' policies will protect your personal belongings from perils such as theft and fire. It will also reimburse you the cost of additional living expenses if your apartment or rented home is damaged by a covered peril. A renters policy will also give you liability insurance; don't thnk for a minute that if someone falls in your apartment that only your landlord will be sued. If your dog bites someone, it will also protect you if you get sued.
What is the cost of renters insurance for the average apartment?
all depends on the location of the apartment and who you go with for renters insurance but you can pay as low has 9 a month or has high has 100 a month
Is renters insurance required in California?
Unlike auto insurance, there is no state law in California that requires a renter to carry insurance. However, there is a growing trend of Landlords requiring their tenants to carry renters insurance as a part of their lease agreement. Regardless of whether or not your landlord requires you to maintain insurance I would recommend looking into obtaining a renters policy for yourself. Renters insurance is usually very cheap in California. Many renters policies not only cover your personal property in your apartment, but anywhere in the world as well.
Where to get info on affordable renters insurance?
Renters insurance is a necessity for anyone renting or subletting a home or apartment. Whether you live in a single family home, duplex, town home, condo, loft, studio or apartment, you need to have renters insurance to protect your belongings and your liability.
What types of insurance does allstate provide?
AllState provides Homeowners Insurance, Condominium Insurance, Renters Insurance, and Landlord Property Insurance.
Can you get section 8 for an apartment that you can no longer pay for landlord wants information for you to be able to stay in your apartment?
can you get section 8 for an apartment you are all ready rent but can no longer pay for landlord wants information for section 8 for renters and how you can get it.
